LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,627
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,144
−HK$525/mo
Today · 4.125%
HK$17,669
baseline
▲ 0.50% · 4.625%
HK$18,744
+HK$1,075/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,338/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,497
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,993
−HK$503/mo
Today · 4.125%
HK$19,496
baseline
▲ 0.50% · 4.625%
HK$20,524
+HK$1,028/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$38,992/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,952
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,572
−HK$631/mo
Today · 4.125%
HK$21,203
baseline
▲ 0.50% · 4.625%
HK$22,493
+HK$1,290/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$42,406/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,196
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,792
−HK$603/mo
Today · 4.125%
HK$23,395
baseline
▲ 0.50% · 4.625%
HK$24,629
+HK$1,234/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$46,790/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,277
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,001
−HK$736/mo
Today · 4.125%
HK$24,737
baseline
▲ 0.50% · 4.625%
HK$26,242
+HK$1,505/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,474/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,896
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,590
−HK$705/mo
Today · 4.125%
HK$27,295
baseline
▲ 0.50% · 4.625%
HK$28,733
+HK$1,438/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,590/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,928
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,859
−HK$945/mo
Today · 4.125%
HK$31,804
baseline
▲ 0.50% · 4.625%
HK$33,740
+HK$1,936/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,608/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,294
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,187
−HK$906/mo
Today · 4.125%
HK$35,093
baseline
▲ 0.50% · 4.625%
HK$36,943
+HK$1,850/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,186/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,746 · Scale 2, in force from 26 Feb 2026)