LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,318
−HK$10,430/mo
▼ 0.25% · 3.875%
HK$171,491
−HK$5,257/mo
Today · 4.125%
HK$176,748
baseline
▲ 0.50% · 4.625%
HK$187,502
+HK$10,754/mo
Deposit HK$36.47M · loan HK$36.47M · min. income ≈ HK$353,496/mo (50% DSR)
Upfront cash ≈ HK$39.57M (deposit + AVD stamp duty HK$3,099,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,027
−HK$9,996/mo
▼ 0.25% · 3.875%
HK$189,989
−HK$5,034/mo
Today · 4.125%
HK$195,023
baseline
▲ 0.50% · 4.625%
HK$205,303
+HK$10,280/mo
Deposit HK$36.47M · loan HK$36.47M · min. income ≈ HK$390,046/mo (50% DSR)
Upfront cash ≈ HK$39.57M (deposit + AVD stamp duty HK$3,099,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,581
−HK$12,516/mo
▼ 0.25% · 3.875%
HK$205,790
−HK$6,307/mo
Today · 4.125%
HK$212,097
baseline
▲ 0.50% · 4.625%
HK$225,003
+HK$12,906/mo
Deposit HK$29.18M · loan HK$43.76M · min. income ≈ HK$424,194/mo (50% DSR)
Upfront cash ≈ HK$32.28M (deposit + AVD stamp duty HK$3,099,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,032
−HK$11,996/mo
▼ 0.25% · 3.875%
HK$227,987
−HK$6,041/mo
Today · 4.125%
HK$234,028
baseline
▲ 0.50% · 4.625%
HK$246,364
+HK$12,336/mo
Deposit HK$29.18M · loan HK$43.76M · min. income ≈ HK$468,056/mo (50% DSR)
Upfront cash ≈ HK$32.28M (deposit + AVD stamp duty HK$3,099,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,845
−HK$14,602/mo
▼ 0.25% · 3.875%
HK$240,088
−HK$7,359/mo
Today · 4.125%
HK$247,447
baseline
▲ 0.50% · 4.625%
HK$262,503
+HK$15,056/mo
Deposit HK$21.88M · loan HK$51.06M · min. income ≈ HK$494,894/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$3,099,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,038
−HK$13,995/mo
▼ 0.25% · 3.875%
HK$265,985
−HK$7,048/mo
Today · 4.125%
HK$273,033
baseline
▲ 0.50% · 4.625%
HK$287,425
+HK$14,392/mo
Deposit HK$21.88M · loan HK$51.06M · min. income ≈ HK$546,066/mo (50% DSR)
Upfront cash ≈ HK$24.98M (deposit + AVD stamp duty HK$3,099,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,372
−HK$18,774/mo
▼ 0.25% · 3.875%
HK$308,684
−HK$9,462/mo
Today · 4.125%
HK$318,146
baseline
▲ 0.50% · 4.625%
HK$337,504
+HK$19,358/mo
Deposit HK$7.29M · loan HK$65.64M · min. income ≈ HK$636,292/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$3,099,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,049
−HK$17,993/mo
▼ 0.25% · 3.875%
HK$341,981
−HK$9,061/mo
Today · 4.125%
HK$351,042
baseline
▲ 0.50% · 4.625%
HK$369,546
+HK$18,504/mo
Deposit HK$7.29M · loan HK$65.64M · min. income ≈ HK$702,084/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$3,099,876 · Scale 2, in force from 26 Feb 2026)