LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,636
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,154
−HK$525/mo
Today · 4.125%
HK$17,679
baseline
▲ 0.50% · 4.625%
HK$18,755
+HK$1,076/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,358/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,508
−HK$999/mo
▼ 0.25% · 3.875%
HK$19,004
−HK$503/mo
Today · 4.125%
HK$19,507
baseline
▲ 0.50% · 4.625%
HK$20,536
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,014/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,963
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,584
−HK$631/mo
Today · 4.125%
HK$21,215
baseline
▲ 0.50% · 4.625%
HK$22,506
+HK$1,291/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,430/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,209
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,805
−HK$604/mo
Today · 4.125%
HK$23,409
baseline
▲ 0.50% · 4.625%
HK$24,643
+HK$1,234/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,818/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,291
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,015
−HK$736/mo
Today · 4.125%
HK$24,751
baseline
▲ 0.50% · 4.625%
HK$26,257
+HK$1,506/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,502/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,911
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,606
−HK$704/mo
Today · 4.125%
HK$27,310
baseline
▲ 0.50% · 4.625%
HK$28,750
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,620/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,945
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,877
−HK$946/mo
Today · 4.125%
HK$31,823
baseline
▲ 0.50% · 4.625%
HK$33,759
+HK$1,936/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,646/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,314
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,207
−HK$906/mo
Today · 4.125%
HK$35,113
baseline
▲ 0.50% · 4.625%
HK$36,964
+HK$1,851/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,226/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,873 · Scale 2, in force from 26 Feb 2026)