LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,389
−HK$10,435/mo
▼ 0.25% · 3.875%
HK$171,565
−HK$5,259/mo
Today · 4.125%
HK$176,824
baseline
▲ 0.50% · 4.625%
HK$187,583
+HK$10,759/mo
Deposit HK$36.48M · loan HK$36.48M · min. income ≈ HK$353,648/mo (50% DSR)
Upfront cash ≈ HK$39.59M (deposit + AVD stamp duty HK$3,101,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,107
−HK$10,000/mo
▼ 0.25% · 3.875%
HK$190,071
−HK$5,036/mo
Today · 4.125%
HK$195,107
baseline
▲ 0.50% · 4.625%
HK$205,392
+HK$10,285/mo
Deposit HK$36.48M · loan HK$36.48M · min. income ≈ HK$390,214/mo (50% DSR)
Upfront cash ≈ HK$39.59M (deposit + AVD stamp duty HK$3,101,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,667
−HK$12,521/mo
▼ 0.25% · 3.875%
HK$205,878
−HK$6,310/mo
Today · 4.125%
HK$212,188
baseline
▲ 0.50% · 4.625%
HK$225,099
+HK$12,911/mo
Deposit HK$29.19M · loan HK$43.78M · min. income ≈ HK$424,376/mo (50% DSR)
Upfront cash ≈ HK$32.29M (deposit + AVD stamp duty HK$3,101,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,128
−HK$12,001/mo
▼ 0.25% · 3.875%
HK$228,085
−HK$6,044/mo
Today · 4.125%
HK$234,129
baseline
▲ 0.50% · 4.625%
HK$246,470
+HK$12,341/mo
Deposit HK$29.19M · loan HK$43.78M · min. income ≈ HK$468,258/mo (50% DSR)
Upfront cash ≈ HK$32.29M (deposit + AVD stamp duty HK$3,101,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,945
−HK$14,608/mo
▼ 0.25% · 3.875%
HK$240,191
−HK$7,362/mo
Today · 4.125%
HK$247,553
baseline
▲ 0.50% · 4.625%
HK$262,616
+HK$15,063/mo
Deposit HK$21.89M · loan HK$51.08M · min. income ≈ HK$495,106/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$3,101,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,149
−HK$14,001/mo
▼ 0.25% · 3.875%
HK$266,100
−HK$7,050/mo
Today · 4.125%
HK$273,150
baseline
▲ 0.50% · 4.625%
HK$287,548
+HK$14,398/mo
Deposit HK$21.89M · loan HK$51.08M · min. income ≈ HK$546,300/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$3,101,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,501
−HK$18,781/mo
▼ 0.25% · 3.875%
HK$308,817
−HK$9,465/mo
Today · 4.125%
HK$318,282
baseline
▲ 0.50% · 4.625%
HK$337,649
+HK$19,367/mo
Deposit HK$7.30M · loan HK$65.67M · min. income ≈ HK$636,564/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$3,101,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,192
−HK$18,001/mo
▼ 0.25% · 3.875%
HK$342,128
−HK$9,065/mo
Today · 4.125%
HK$351,193
baseline
▲ 0.50% · 4.625%
HK$369,705
+HK$18,512/mo
Deposit HK$7.30M · loan HK$65.67M · min. income ≈ HK$702,386/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$3,101,210 · Scale 2, in force from 26 Feb 2026)