LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,430
−HK$10,437/mo
▼ 0.25% · 3.875%
HK$171,607
−HK$5,260/mo
Today · 4.125%
HK$176,867
baseline
▲ 0.50% · 4.625%
HK$187,629
+HK$10,762/mo
Deposit HK$36.49M · loan HK$36.49M · min. income ≈ HK$353,734/mo (50% DSR)
Upfront cash ≈ HK$39.60M (deposit + AVD stamp duty HK$3,101,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,152
−HK$10,003/mo
▼ 0.25% · 3.875%
HK$190,118
−HK$5,037/mo
Today · 4.125%
HK$195,155
baseline
▲ 0.50% · 4.625%
HK$205,442
+HK$10,287/mo
Deposit HK$36.49M · loan HK$36.49M · min. income ≈ HK$390,310/mo (50% DSR)
Upfront cash ≈ HK$39.60M (deposit + AVD stamp duty HK$3,101,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,717
−HK$12,524/mo
▼ 0.25% · 3.875%
HK$205,929
−HK$6,312/mo
Today · 4.125%
HK$212,241
baseline
▲ 0.50% · 4.625%
HK$225,155
+HK$12,914/mo
Deposit HK$29.20M · loan HK$43.79M · min. income ≈ HK$424,482/mo (50% DSR)
Upfront cash ≈ HK$32.30M (deposit + AVD stamp duty HK$3,101,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,183
−HK$12,003/mo
▼ 0.25% · 3.875%
HK$228,141
−HK$6,045/mo
Today · 4.125%
HK$234,186
baseline
▲ 0.50% · 4.625%
HK$246,531
+HK$12,345/mo
Deposit HK$29.20M · loan HK$43.79M · min. income ≈ HK$468,372/mo (50% DSR)
Upfront cash ≈ HK$32.30M (deposit + AVD stamp duty HK$3,101,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,003
−HK$14,611/mo
▼ 0.25% · 3.875%
HK$240,250
−HK$7,364/mo
Today · 4.125%
HK$247,614
baseline
▲ 0.50% · 4.625%
HK$262,681
+HK$15,067/mo
Deposit HK$21.90M · loan HK$51.09M · min. income ≈ HK$495,228/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$3,101,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,213
−HK$14,005/mo
▼ 0.25% · 3.875%
HK$266,165
−HK$7,053/mo
Today · 4.125%
HK$273,218
baseline
▲ 0.50% · 4.625%
HK$287,619
+HK$14,401/mo
Deposit HK$21.90M · loan HK$51.09M · min. income ≈ HK$546,436/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$3,101,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,575
−HK$18,786/mo
▼ 0.25% · 3.875%
HK$308,893
−HK$9,468/mo
Today · 4.125%
HK$318,361
baseline
▲ 0.50% · 4.625%
HK$337,732
+HK$19,371/mo
Deposit HK$7.30M · loan HK$65.69M · min. income ≈ HK$636,722/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$3,101,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,274
−HK$18,006/mo
▼ 0.25% · 3.875%
HK$342,212
−HK$9,068/mo
Today · 4.125%
HK$351,280
baseline
▲ 0.50% · 4.625%
HK$369,796
+HK$18,516/mo
Deposit HK$7.30M · loan HK$65.69M · min. income ≈ HK$702,560/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$3,101,974 · Scale 2, in force from 26 Feb 2026)