LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,487
−HK$10,440/mo
▼ 0.25% · 3.875%
HK$171,666
−HK$5,261/mo
Today · 4.125%
HK$176,927
baseline
▲ 0.50% · 4.625%
HK$187,693
+HK$10,766/mo
Deposit HK$36.51M · loan HK$36.51M · min. income ≈ HK$353,854/mo (50% DSR)
Upfront cash ≈ HK$39.61M (deposit + AVD stamp duty HK$3,103,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,215
−HK$10,007/mo
▼ 0.25% · 3.875%
HK$190,183
−HK$5,039/mo
Today · 4.125%
HK$195,222
baseline
▲ 0.50% · 4.625%
HK$205,512
+HK$10,290/mo
Deposit HK$36.51M · loan HK$36.51M · min. income ≈ HK$390,444/mo (50% DSR)
Upfront cash ≈ HK$39.61M (deposit + AVD stamp duty HK$3,103,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,785
−HK$12,528/mo
▼ 0.25% · 3.875%
HK$205,999
−HK$6,314/mo
Today · 4.125%
HK$212,313
baseline
▲ 0.50% · 4.625%
HK$225,232
+HK$12,919/mo
Deposit HK$29.20M · loan HK$43.81M · min. income ≈ HK$424,626/mo (50% DSR)
Upfront cash ≈ HK$32.31M (deposit + AVD stamp duty HK$3,103,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,258
−HK$12,008/mo
▼ 0.25% · 3.875%
HK$228,219
−HK$6,047/mo
Today · 4.125%
HK$234,266
baseline
▲ 0.50% · 4.625%
HK$246,615
+HK$12,349/mo
Deposit HK$29.20M · loan HK$43.81M · min. income ≈ HK$468,532/mo (50% DSR)
Upfront cash ≈ HK$32.31M (deposit + AVD stamp duty HK$3,103,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,082
−HK$14,616/mo
▼ 0.25% · 3.875%
HK$240,332
−HK$7,366/mo
Today · 4.125%
HK$247,698
baseline
▲ 0.50% · 4.625%
HK$262,770
+HK$15,072/mo
Deposit HK$21.90M · loan HK$51.11M · min. income ≈ HK$495,396/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$3,103,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,301
−HK$14,010/mo
▼ 0.25% · 3.875%
HK$266,256
−HK$7,055/mo
Today · 4.125%
HK$273,311
baseline
▲ 0.50% · 4.625%
HK$287,717
+HK$14,406/mo
Deposit HK$21.90M · loan HK$51.11M · min. income ≈ HK$546,622/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$3,103,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,677
−HK$18,792/mo
▼ 0.25% · 3.875%
HK$308,999
−HK$9,470/mo
Today · 4.125%
HK$318,469
baseline
▲ 0.50% · 4.625%
HK$337,847
+HK$19,378/mo
Deposit HK$7.30M · loan HK$65.71M · min. income ≈ HK$636,938/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$3,103,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,388
−HK$18,012/mo
▼ 0.25% · 3.875%
HK$342,329
−HK$9,071/mo
Today · 4.125%
HK$351,400
baseline
▲ 0.50% · 4.625%
HK$369,922
+HK$18,522/mo
Deposit HK$7.30M · loan HK$65.71M · min. income ≈ HK$702,800/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$3,103,031 · Scale 2, in force from 26 Feb 2026)