LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,564
−HK$10,445/mo
▼ 0.25% · 3.875%
HK$171,745
−HK$5,264/mo
Today · 4.125%
HK$177,009
baseline
▲ 0.50% · 4.625%
HK$187,779
+HK$10,770/mo
Deposit HK$36.52M · loan HK$36.52M · min. income ≈ HK$354,018/mo (50% DSR)
Upfront cash ≈ HK$39.63M (deposit + AVD stamp duty HK$3,104,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,301
−HK$10,011/mo
▼ 0.25% · 3.875%
HK$190,270
−HK$5,042/mo
Today · 4.125%
HK$195,312
baseline
▲ 0.50% · 4.625%
HK$205,607
+HK$10,295/mo
Deposit HK$36.52M · loan HK$36.52M · min. income ≈ HK$390,624/mo (50% DSR)
Upfront cash ≈ HK$39.63M (deposit + AVD stamp duty HK$3,104,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,877
−HK$12,534/mo
▼ 0.25% · 3.875%
HK$206,094
−HK$6,317/mo
Today · 4.125%
HK$212,411
baseline
▲ 0.50% · 4.625%
HK$225,335
+HK$12,924/mo
Deposit HK$29.22M · loan HK$43.83M · min. income ≈ HK$424,822/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$3,104,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,361
−HK$12,013/mo
▼ 0.25% · 3.875%
HK$228,324
−HK$6,050/mo
Today · 4.125%
HK$234,374
baseline
▲ 0.50% · 4.625%
HK$246,728
+HK$12,354/mo
Deposit HK$29.22M · loan HK$43.83M · min. income ≈ HK$468,748/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$3,104,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,189
−HK$14,623/mo
▼ 0.25% · 3.875%
HK$240,443
−HK$7,369/mo
Today · 4.125%
HK$247,812
baseline
▲ 0.50% · 4.625%
HK$262,891
+HK$15,079/mo
Deposit HK$21.91M · loan HK$51.13M · min. income ≈ HK$495,624/mo (50% DSR)
Upfront cash ≈ HK$25.02M (deposit + AVD stamp duty HK$3,104,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,421
−HK$14,016/mo
▼ 0.25% · 3.875%
HK$266,378
−HK$7,059/mo
Today · 4.125%
HK$273,437
baseline
▲ 0.50% · 4.625%
HK$287,850
+HK$14,413/mo
Deposit HK$21.91M · loan HK$51.13M · min. income ≈ HK$546,874/mo (50% DSR)
Upfront cash ≈ HK$25.02M (deposit + AVD stamp duty HK$3,104,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,815
−HK$18,801/mo
▼ 0.25% · 3.875%
HK$309,141
−HK$9,475/mo
Today · 4.125%
HK$318,616
baseline
▲ 0.50% · 4.625%
HK$338,003
+HK$19,387/mo
Deposit HK$7.30M · loan HK$65.74M · min. income ≈ HK$637,232/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$3,104,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,541
−HK$18,020/mo
▼ 0.25% · 3.875%
HK$342,487
−HK$9,074/mo
Today · 4.125%
HK$351,561
baseline
▲ 0.50% · 4.625%
HK$370,093
+HK$18,532/mo
Deposit HK$7.30M · loan HK$65.74M · min. income ≈ HK$703,122/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$3,104,460 · Scale 2, in force from 26 Feb 2026)