LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,659
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,178
−HK$526/mo
Today · 4.125%
HK$17,704
baseline
▲ 0.50% · 4.625%
HK$18,781
+HK$1,077/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,408/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,533
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,030
−HK$505/mo
Today · 4.125%
HK$19,535
baseline
▲ 0.50% · 4.625%
HK$20,564
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,070/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,991
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,613
−HK$632/mo
Today · 4.125%
HK$21,245
baseline
▲ 0.50% · 4.625%
HK$22,538
+HK$1,293/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,490/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,240
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,837
−HK$605/mo
Today · 4.125%
HK$23,442
baseline
▲ 0.50% · 4.625%
HK$24,677
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,884/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,323
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,049
−HK$737/mo
Today · 4.125%
HK$24,786
baseline
▲ 0.50% · 4.625%
HK$26,294
+HK$1,508/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,572/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,947
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,643
−HK$706/mo
Today · 4.125%
HK$27,349
baseline
▲ 0.50% · 4.625%
HK$28,790
+HK$1,441/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,698/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,987
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,920
−HK$947/mo
Today · 4.125%
HK$31,867
baseline
▲ 0.50% · 4.625%
HK$33,806
+HK$1,939/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,734/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,360
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,255
−HK$907/mo
Today · 4.125%
HK$35,162
baseline
▲ 0.50% · 4.625%
HK$37,016
+HK$1,854/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,324/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,178 · Scale 2, in force from 26 Feb 2026)