LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,603
−HK$10,448/mo
▼ 0.25% · 3.875%
HK$171,785
−HK$5,266/mo
Today · 4.125%
HK$177,051
baseline
▲ 0.50% · 4.625%
HK$187,824
+HK$10,773/mo
Deposit HK$36.53M · loan HK$36.53M · min. income ≈ HK$354,102/mo (50% DSR)
Upfront cash ≈ HK$39.64M (deposit + AVD stamp duty HK$3,105,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,344
−HK$10,014/mo
▼ 0.25% · 3.875%
HK$190,315
−HK$5,043/mo
Today · 4.125%
HK$195,358
baseline
▲ 0.50% · 4.625%
HK$205,655
+HK$10,297/mo
Deposit HK$36.53M · loan HK$36.53M · min. income ≈ HK$390,716/mo (50% DSR)
Upfront cash ≈ HK$39.64M (deposit + AVD stamp duty HK$3,105,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,924
−HK$12,537/mo
▼ 0.25% · 3.875%
HK$206,142
−HK$6,319/mo
Today · 4.125%
HK$212,461
baseline
▲ 0.50% · 4.625%
HK$225,388
+HK$12,927/mo
Deposit HK$29.23M · loan HK$43.84M · min. income ≈ HK$424,922/mo (50% DSR)
Upfront cash ≈ HK$32.33M (deposit + AVD stamp duty HK$3,105,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,413
−HK$12,016/mo
▼ 0.25% · 3.875%
HK$228,378
−HK$6,051/mo
Today · 4.125%
HK$234,429
baseline
▲ 0.50% · 4.625%
HK$246,786
+HK$12,357/mo
Deposit HK$29.23M · loan HK$43.84M · min. income ≈ HK$468,858/mo (50% DSR)
Upfront cash ≈ HK$32.33M (deposit + AVD stamp duty HK$3,105,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,244
−HK$14,627/mo
▼ 0.25% · 3.875%
HK$240,500
−HK$7,371/mo
Today · 4.125%
HK$247,871
baseline
▲ 0.50% · 4.625%
HK$262,953
+HK$15,082/mo
Deposit HK$21.92M · loan HK$51.14M · min. income ≈ HK$495,742/mo (50% DSR)
Upfront cash ≈ HK$25.02M (deposit + AVD stamp duty HK$3,105,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,482
−HK$14,019/mo
▼ 0.25% · 3.875%
HK$266,441
−HK$7,060/mo
Today · 4.125%
HK$273,501
baseline
▲ 0.50% · 4.625%
HK$287,918
+HK$14,417/mo
Deposit HK$21.92M · loan HK$51.14M · min. income ≈ HK$547,002/mo (50% DSR)
Upfront cash ≈ HK$25.02M (deposit + AVD stamp duty HK$3,105,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,886
−HK$18,805/mo
▼ 0.25% · 3.875%
HK$309,214
−HK$9,477/mo
Today · 4.125%
HK$318,691
baseline
▲ 0.50% · 4.625%
HK$338,083
+HK$19,392/mo
Deposit HK$7.31M · loan HK$65.76M · min. income ≈ HK$637,382/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$3,105,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,620
−HK$18,024/mo
▼ 0.25% · 3.875%
HK$342,567
−HK$9,077/mo
Today · 4.125%
HK$351,644
baseline
▲ 0.50% · 4.625%
HK$370,180
+HK$18,536/mo
Deposit HK$7.31M · loan HK$65.76M · min. income ≈ HK$703,288/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$3,105,191 · Scale 2, in force from 26 Feb 2026)