LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,663
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,181
−HK$527/mo
Today · 4.125%
HK$17,708
baseline
▲ 0.50% · 4.625%
HK$18,785
+HK$1,077/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,416/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,537
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,035
−HK$504/mo
Today · 4.125%
HK$19,539
baseline
▲ 0.50% · 4.625%
HK$20,569
+HK$1,030/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,078/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,996
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,618
−HK$632/mo
Today · 4.125%
HK$21,250
baseline
▲ 0.50% · 4.625%
HK$22,542
+HK$1,292/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,500/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,245
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,842
−HK$605/mo
Today · 4.125%
HK$23,447
baseline
▲ 0.50% · 4.625%
HK$24,683
+HK$1,236/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,894/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,328
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,054
−HK$737/mo
Today · 4.125%
HK$24,791
baseline
▲ 0.50% · 4.625%
HK$26,300
+HK$1,509/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,582/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,952
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,648
−HK$707/mo
Today · 4.125%
HK$27,355
baseline
▲ 0.50% · 4.625%
HK$28,796
+HK$1,441/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,710/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,993
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,926
−HK$948/mo
Today · 4.125%
HK$31,874
baseline
▲ 0.50% · 4.625%
HK$33,814
+HK$1,940/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,748/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,367
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,262
−HK$908/mo
Today · 4.125%
HK$35,170
baseline
▲ 0.50% · 4.625%
HK$37,024
+HK$1,854/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,340/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,226 · Scale 2, in force from 26 Feb 2026)