LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,653
−HK$10,450/mo
▼ 0.25% · 3.875%
HK$171,836
−HK$5,267/mo
Today · 4.125%
HK$177,103
baseline
▲ 0.50% · 4.625%
HK$187,879
+HK$10,776/mo
Deposit HK$36.54M · loan HK$36.54M · min. income ≈ HK$354,206/mo (50% DSR)
Upfront cash ≈ HK$39.65M (deposit + AVD stamp duty HK$3,106,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,399
−HK$10,017/mo
▼ 0.25% · 3.875%
HK$190,372
−HK$5,044/mo
Today · 4.125%
HK$195,416
baseline
▲ 0.50% · 4.625%
HK$205,717
+HK$10,301/mo
Deposit HK$36.54M · loan HK$36.54M · min. income ≈ HK$390,832/mo (50% DSR)
Upfront cash ≈ HK$39.65M (deposit + AVD stamp duty HK$3,106,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,983
−HK$12,541/mo
▼ 0.25% · 3.875%
HK$206,204
−HK$6,320/mo
Today · 4.125%
HK$212,524
baseline
▲ 0.50% · 4.625%
HK$225,455
+HK$12,931/mo
Deposit HK$29.23M · loan HK$43.85M · min. income ≈ HK$425,048/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$3,106,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,479
−HK$12,020/mo
▼ 0.25% · 3.875%
HK$228,446
−HK$6,053/mo
Today · 4.125%
HK$234,499
baseline
▲ 0.50% · 4.625%
HK$246,860
+HK$12,361/mo
Deposit HK$29.23M · loan HK$43.85M · min. income ≈ HK$468,998/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$3,106,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,314
−HK$14,630/mo
▼ 0.25% · 3.875%
HK$240,571
−HK$7,373/mo
Today · 4.125%
HK$247,944
baseline
▲ 0.50% · 4.625%
HK$263,031
+HK$15,087/mo
Deposit HK$21.93M · loan HK$51.16M · min. income ≈ HK$495,888/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$3,106,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,559
−HK$14,023/mo
▼ 0.25% · 3.875%
HK$266,520
−HK$7,062/mo
Today · 4.125%
HK$273,582
baseline
▲ 0.50% · 4.625%
HK$288,003
+HK$14,421/mo
Deposit HK$21.93M · loan HK$51.16M · min. income ≈ HK$547,164/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$3,106,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,975
−HK$18,811/mo
▼ 0.25% · 3.875%
HK$309,306
−HK$9,480/mo
Today · 4.125%
HK$318,786
baseline
▲ 0.50% · 4.625%
HK$338,183
+HK$19,397/mo
Deposit HK$7.31M · loan HK$65.78M · min. income ≈ HK$637,572/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$3,106,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,719
−HK$18,030/mo
▼ 0.25% · 3.875%
HK$342,669
−HK$9,080/mo
Today · 4.125%
HK$351,749
baseline
▲ 0.50% · 4.625%
HK$370,290
+HK$18,541/mo
Deposit HK$7.31M · loan HK$65.78M · min. income ≈ HK$703,498/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$3,106,114 · Scale 2, in force from 26 Feb 2026)