LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,664
−HK$10,451/mo
▼ 0.25% · 3.875%
HK$171,848
−HK$5,267/mo
Today · 4.125%
HK$177,115
baseline
▲ 0.50% · 4.625%
HK$187,892
+HK$10,777/mo
Deposit HK$36.55M · loan HK$36.55M · min. income ≈ HK$354,230/mo (50% DSR)
Upfront cash ≈ HK$39.65M (deposit + AVD stamp duty HK$3,106,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,412
−HK$10,017/mo
▼ 0.25% · 3.875%
HK$190,385
−HK$5,044/mo
Today · 4.125%
HK$195,429
baseline
▲ 0.50% · 4.625%
HK$205,731
+HK$10,302/mo
Deposit HK$36.55M · loan HK$36.55M · min. income ≈ HK$390,858/mo (50% DSR)
Upfront cash ≈ HK$39.65M (deposit + AVD stamp duty HK$3,106,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,997
−HK$12,541/mo
▼ 0.25% · 3.875%
HK$206,218
−HK$6,320/mo
Today · 4.125%
HK$212,538
baseline
▲ 0.50% · 4.625%
HK$225,471
+HK$12,933/mo
Deposit HK$29.24M · loan HK$43.85M · min. income ≈ HK$425,076/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$3,106,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,494
−HK$12,021/mo
▼ 0.25% · 3.875%
HK$228,462
−HK$6,053/mo
Today · 4.125%
HK$234,515
baseline
▲ 0.50% · 4.625%
HK$246,877
+HK$12,362/mo
Deposit HK$29.24M · loan HK$43.85M · min. income ≈ HK$469,030/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$3,106,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,330
−HK$14,631/mo
▼ 0.25% · 3.875%
HK$240,587
−HK$7,374/mo
Today · 4.125%
HK$247,961
baseline
▲ 0.50% · 4.625%
HK$263,049
+HK$15,088/mo
Deposit HK$21.93M · loan HK$51.16M · min. income ≈ HK$495,922/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$3,106,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,577
−HK$14,024/mo
▼ 0.25% · 3.875%
HK$266,538
−HK$7,063/mo
Today · 4.125%
HK$273,601
baseline
▲ 0.50% · 4.625%
HK$288,023
+HK$14,422/mo
Deposit HK$21.93M · loan HK$51.16M · min. income ≈ HK$547,202/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$3,106,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,995
−HK$18,812/mo
▼ 0.25% · 3.875%
HK$309,327
−HK$9,480/mo
Today · 4.125%
HK$318,807
baseline
▲ 0.50% · 4.625%
HK$338,206
+HK$19,399/mo
Deposit HK$7.31M · loan HK$65.78M · min. income ≈ HK$637,614/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$3,106,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,742
−HK$18,031/mo
▼ 0.25% · 3.875%
HK$342,692
−HK$9,081/mo
Today · 4.125%
HK$351,773
baseline
▲ 0.50% · 4.625%
HK$370,315
+HK$18,542/mo
Deposit HK$7.31M · loan HK$65.78M · min. income ≈ HK$703,546/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$3,106,325 · Scale 2, in force from 26 Feb 2026)