LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,667
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,186
−HK$526/mo
Today · 4.125%
HK$17,712
baseline
▲ 0.50% · 4.625%
HK$18,790
+HK$1,078/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,424/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,542
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,039
−HK$505/mo
Today · 4.125%
HK$19,544
baseline
▲ 0.50% · 4.625%
HK$20,574
+HK$1,030/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,088/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,001
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,623
−HK$632/mo
Today · 4.125%
HK$21,255
baseline
▲ 0.50% · 4.625%
HK$22,548
+HK$1,293/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$42,510/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,251
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,847
−HK$606/mo
Today · 4.125%
HK$23,453
baseline
▲ 0.50% · 4.625%
HK$24,689
+HK$1,236/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$46,906/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,334
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,060
−HK$737/mo
Today · 4.125%
HK$24,797
baseline
▲ 0.50% · 4.625%
HK$26,306
+HK$1,509/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,594/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,959
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,655
−HK$706/mo
Today · 4.125%
HK$27,361
baseline
▲ 0.50% · 4.625%
HK$28,804
+HK$1,443/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,722/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,001
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,934
−HK$948/mo
Today · 4.125%
HK$31,882
baseline
▲ 0.50% · 4.625%
HK$33,822
+HK$1,940/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,764/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,376
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,271
−HK$908/mo
Today · 4.125%
HK$35,179
baseline
▲ 0.50% · 4.625%
HK$37,033
+HK$1,854/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,358/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,281 · Scale 2, in force from 26 Feb 2026)