LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,692
−HK$10,453/mo
▼ 0.25% · 3.875%
HK$171,877
−HK$5,268/mo
Today · 4.125%
HK$177,145
baseline
▲ 0.50% · 4.625%
HK$187,924
+HK$10,779/mo
Deposit HK$36.55M · loan HK$36.55M · min. income ≈ HK$354,290/mo (50% DSR)
Upfront cash ≈ HK$39.66M (deposit + AVD stamp duty HK$3,106,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,444
−HK$10,018/mo
▼ 0.25% · 3.875%
HK$190,417
−HK$5,045/mo
Today · 4.125%
HK$195,462
baseline
▲ 0.50% · 4.625%
HK$205,766
+HK$10,304/mo
Deposit HK$36.55M · loan HK$36.55M · min. income ≈ HK$390,924/mo (50% DSR)
Upfront cash ≈ HK$39.66M (deposit + AVD stamp duty HK$3,106,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,031
−HK$12,543/mo
▼ 0.25% · 3.875%
HK$206,253
−HK$6,321/mo
Today · 4.125%
HK$212,574
baseline
▲ 0.50% · 4.625%
HK$225,509
+HK$12,935/mo
Deposit HK$29.24M · loan HK$43.86M · min. income ≈ HK$425,148/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$3,106,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,532
−HK$12,023/mo
▼ 0.25% · 3.875%
HK$228,500
−HK$6,055/mo
Today · 4.125%
HK$234,555
baseline
▲ 0.50% · 4.625%
HK$246,919
+HK$12,364/mo
Deposit HK$29.24M · loan HK$43.86M · min. income ≈ HK$469,110/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$3,106,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,369
−HK$14,635/mo
▼ 0.25% · 3.875%
HK$240,628
−HK$7,376/mo
Today · 4.125%
HK$248,004
baseline
▲ 0.50% · 4.625%
HK$263,094
+HK$15,090/mo
Deposit HK$21.93M · loan HK$51.17M · min. income ≈ HK$496,008/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$3,106,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,621
−HK$14,026/mo
▼ 0.25% · 3.875%
HK$266,584
−HK$7,063/mo
Today · 4.125%
HK$273,647
baseline
▲ 0.50% · 4.625%
HK$288,072
+HK$14,425/mo
Deposit HK$21.93M · loan HK$51.17M · min. income ≈ HK$547,294/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$3,106,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,046
−HK$18,816/mo
▼ 0.25% · 3.875%
HK$309,379
−HK$9,483/mo
Today · 4.125%
HK$318,862
baseline
▲ 0.50% · 4.625%
HK$338,264
+HK$19,402/mo
Deposit HK$7.31M · loan HK$65.79M · min. income ≈ HK$637,724/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$3,106,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,798
−HK$18,034/mo
▼ 0.25% · 3.875%
HK$342,751
−HK$9,081/mo
Today · 4.125%
HK$351,832
baseline
▲ 0.50% · 4.625%
HK$370,378
+HK$18,546/mo
Deposit HK$7.31M · loan HK$65.79M · min. income ≈ HK$703,664/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$3,106,854 · Scale 2, in force from 26 Feb 2026)