LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,670
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,189
−HK$526/mo
Today · 4.125%
HK$17,715
baseline
▲ 0.50% · 4.625%
HK$18,793
+HK$1,078/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,430/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,545
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,043
−HK$504/mo
Today · 4.125%
HK$19,547
baseline
▲ 0.50% · 4.625%
HK$20,578
+HK$1,031/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,094/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,004
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,626
−HK$632/mo
Today · 4.125%
HK$21,258
baseline
▲ 0.50% · 4.625%
HK$22,552
+HK$1,294/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$42,516/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,254
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,851
−HK$606/mo
Today · 4.125%
HK$23,457
baseline
▲ 0.50% · 4.625%
HK$24,693
+HK$1,236/mo
Deposit HK$2.92M · loan HK$4.39M · min. income ≈ HK$46,914/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,338
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,064
−HK$738/mo
Today · 4.125%
HK$24,802
baseline
▲ 0.50% · 4.625%
HK$26,311
+HK$1,509/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,604/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,963
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,660
−HK$706/mo
Today · 4.125%
HK$27,366
baseline
▲ 0.50% · 4.625%
HK$28,809
+HK$1,443/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,732/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,006
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,939
−HK$949/mo
Today · 4.125%
HK$31,888
baseline
▲ 0.50% · 4.625%
HK$33,828
+HK$1,940/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,776/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,277
−HK$908/mo
Today · 4.125%
HK$35,185
baseline
▲ 0.50% · 4.625%
HK$37,040
+HK$1,855/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,370/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,318 · Scale 2, in force from 26 Feb 2026)