LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,728
−HK$10,455/mo
▼ 0.25% · 3.875%
HK$171,914
−HK$5,269/mo
Today · 4.125%
HK$177,183
baseline
▲ 0.50% · 4.625%
HK$187,965
+HK$10,782/mo
Deposit HK$36.56M · loan HK$36.56M · min. income ≈ HK$354,366/mo (50% DSR)
Upfront cash ≈ HK$39.67M (deposit + AVD stamp duty HK$3,107,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,483
−HK$10,021/mo
▼ 0.25% · 3.875%
HK$190,458
−HK$5,046/mo
Today · 4.125%
HK$195,504
baseline
▲ 0.50% · 4.625%
HK$205,810
+HK$10,306/mo
Deposit HK$36.56M · loan HK$36.56M · min. income ≈ HK$391,008/mo (50% DSR)
Upfront cash ≈ HK$39.67M (deposit + AVD stamp duty HK$3,107,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,074
−HK$12,546/mo
▼ 0.25% · 3.875%
HK$206,297
−HK$6,323/mo
Today · 4.125%
HK$212,620
baseline
▲ 0.50% · 4.625%
HK$225,557
+HK$12,937/mo
Deposit HK$29.25M · loan HK$43.87M · min. income ≈ HK$425,240/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$3,107,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,580
−HK$12,025/mo
▼ 0.25% · 3.875%
HK$228,549
−HK$6,056/mo
Today · 4.125%
HK$234,605
baseline
▲ 0.50% · 4.625%
HK$246,972
+HK$12,367/mo
Deposit HK$29.25M · loan HK$43.87M · min. income ≈ HK$469,210/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$3,107,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,419
−HK$14,638/mo
▼ 0.25% · 3.875%
HK$240,680
−HK$7,377/mo
Today · 4.125%
HK$248,057
baseline
▲ 0.50% · 4.625%
HK$263,150
+HK$15,093/mo
Deposit HK$21.94M · loan HK$51.18M · min. income ≈ HK$496,114/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$3,107,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,677
−HK$14,029/mo
▼ 0.25% · 3.875%
HK$266,641
−HK$7,065/mo
Today · 4.125%
HK$273,706
baseline
▲ 0.50% · 4.625%
HK$288,133
+HK$14,427/mo
Deposit HK$21.94M · loan HK$51.18M · min. income ≈ HK$547,412/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$3,107,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,110
−HK$18,820/mo
▼ 0.25% · 3.875%
HK$309,446
−HK$9,484/mo
Today · 4.125%
HK$318,930
baseline
▲ 0.50% · 4.625%
HK$338,336
+HK$19,406/mo
Deposit HK$7.31M · loan HK$65.81M · min. income ≈ HK$637,860/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$3,107,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,870
−HK$18,038/mo
▼ 0.25% · 3.875%
HK$342,824
−HK$9,084/mo
Today · 4.125%
HK$351,908
baseline
▲ 0.50% · 4.625%
HK$370,457
+HK$18,549/mo
Deposit HK$7.31M · loan HK$65.81M · min. income ≈ HK$703,816/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$3,107,520 · Scale 2, in force from 26 Feb 2026)