LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,772
−HK$10,459/mo
▼ 0.25% · 3.875%
HK$171,960
−HK$5,271/mo
Today · 4.125%
HK$177,231
baseline
▲ 0.50% · 4.625%
HK$188,015
+HK$10,784/mo
Deposit HK$36.57M · loan HK$36.57M · min. income ≈ HK$354,462/mo (50% DSR)
Upfront cash ≈ HK$39.68M (deposit + AVD stamp duty HK$3,108,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,533
−HK$10,023/mo
▼ 0.25% · 3.875%
HK$190,509
−HK$5,047/mo
Today · 4.125%
HK$195,556
baseline
▲ 0.50% · 4.625%
HK$205,864
+HK$10,308/mo
Deposit HK$36.57M · loan HK$36.57M · min. income ≈ HK$391,112/mo (50% DSR)
Upfront cash ≈ HK$39.68M (deposit + AVD stamp duty HK$3,108,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,127
−HK$12,550/mo
▼ 0.25% · 3.875%
HK$206,352
−HK$6,325/mo
Today · 4.125%
HK$212,677
baseline
▲ 0.50% · 4.625%
HK$225,618
+HK$12,941/mo
Deposit HK$29.26M · loan HK$43.88M · min. income ≈ HK$425,354/mo (50% DSR)
Upfront cash ≈ HK$32.36M (deposit + AVD stamp duty HK$3,108,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,639
−HK$12,029/mo
▼ 0.25% · 3.875%
HK$228,610
−HK$6,058/mo
Today · 4.125%
HK$234,668
baseline
▲ 0.50% · 4.625%
HK$247,037
+HK$12,369/mo
Deposit HK$29.26M · loan HK$43.88M · min. income ≈ HK$469,336/mo (50% DSR)
Upfront cash ≈ HK$32.36M (deposit + AVD stamp duty HK$3,108,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,481
−HK$14,642/mo
▼ 0.25% · 3.875%
HK$240,744
−HK$7,379/mo
Today · 4.125%
HK$248,123
baseline
▲ 0.50% · 4.625%
HK$263,220
+HK$15,097/mo
Deposit HK$21.94M · loan HK$51.20M · min. income ≈ HK$496,246/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$3,108,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,746
−HK$14,033/mo
▼ 0.25% · 3.875%
HK$266,712
−HK$7,067/mo
Today · 4.125%
HK$273,779
baseline
▲ 0.50% · 4.625%
HK$288,210
+HK$14,431/mo
Deposit HK$21.94M · loan HK$51.20M · min. income ≈ HK$547,558/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$3,108,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,190
−HK$18,825/mo
▼ 0.25% · 3.875%
HK$309,528
−HK$9,487/mo
Today · 4.125%
HK$319,015
baseline
▲ 0.50% · 4.625%
HK$338,426
+HK$19,411/mo
Deposit HK$7.31M · loan HK$65.82M · min. income ≈ HK$638,030/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$3,108,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,959
−HK$18,043/mo
▼ 0.25% · 3.875%
HK$342,915
−HK$9,087/mo
Today · 4.125%
HK$352,002
baseline
▲ 0.50% · 4.625%
HK$370,556
+HK$18,554/mo
Deposit HK$7.31M · loan HK$65.82M · min. income ≈ HK$704,004/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$3,108,348 · Scale 2, in force from 26 Feb 2026)