LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,678
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,197
−HK$527/mo
Today · 4.125%
HK$17,724
baseline
▲ 0.50% · 4.625%
HK$18,802
+HK$1,078/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,448/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,554
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,052
−HK$504/mo
Today · 4.125%
HK$19,556
baseline
▲ 0.50% · 4.625%
HK$20,587
+HK$1,031/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,112/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,013
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,636
−HK$632/mo
Today · 4.125%
HK$21,268
baseline
▲ 0.50% · 4.625%
HK$22,563
+HK$1,295/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,536/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,265
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,862
−HK$606/mo
Today · 4.125%
HK$23,468
baseline
▲ 0.50% · 4.625%
HK$24,705
+HK$1,237/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,936/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,349
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,075
−HK$738/mo
Today · 4.125%
HK$24,813
baseline
▲ 0.50% · 4.625%
HK$26,323
+HK$1,510/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,626/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,976
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,672
−HK$707/mo
Today · 4.125%
HK$27,379
baseline
▲ 0.50% · 4.625%
HK$28,822
+HK$1,443/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,758/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,020
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,954
−HK$949/mo
Today · 4.125%
HK$31,903
baseline
▲ 0.50% · 4.625%
HK$33,844
+HK$1,941/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,806/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,397
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,293
−HK$908/mo
Today · 4.125%
HK$35,201
baseline
▲ 0.50% · 4.625%
HK$37,057
+HK$1,856/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,402/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,422 · Scale 2, in force from 26 Feb 2026)