LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,681
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,200
−HK$527/mo
Today · 4.125%
HK$17,727
baseline
▲ 0.50% · 4.625%
HK$18,806
+HK$1,079/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,454/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,557
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,055
−HK$505/mo
Today · 4.125%
HK$19,560
baseline
▲ 0.50% · 4.625%
HK$20,591
+HK$1,031/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,120/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,017
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,640
−HK$632/mo
Today · 4.125%
HK$21,272
baseline
▲ 0.50% · 4.625%
HK$22,567
+HK$1,295/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,544/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,269
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,866
−HK$606/mo
Today · 4.125%
HK$23,472
baseline
▲ 0.50% · 4.625%
HK$24,709
+HK$1,237/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,944/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,353
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,080
−HK$738/mo
Today · 4.125%
HK$24,818
baseline
▲ 0.50% · 4.625%
HK$26,328
+HK$1,510/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,636/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,980
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,677
−HK$707/mo
Today · 4.125%
HK$27,384
baseline
▲ 0.50% · 4.625%
HK$28,828
+HK$1,444/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,768/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,026
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,960
−HK$949/mo
Today · 4.125%
HK$31,909
baseline
▲ 0.50% · 4.625%
HK$33,850
+HK$1,941/mo
Deposit HK$732K · loan HK$6.58M · min. income ≈ HK$63,818/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,403
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,299
−HK$909/mo
Today · 4.125%
HK$35,208
baseline
▲ 0.50% · 4.625%
HK$37,064
+HK$1,856/mo
Deposit HK$732K · loan HK$6.58M · min. income ≈ HK$70,416/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,463 · Scale 2, in force from 26 Feb 2026)