LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,836
−HK$10,463/mo
▼ 0.25% · 3.875%
HK$172,026
−HK$5,273/mo
Today · 4.125%
HK$177,299
baseline
▲ 0.50% · 4.625%
HK$188,087
+HK$10,788/mo
Deposit HK$36.58M · loan HK$36.58M · min. income ≈ HK$354,598/mo (50% DSR)
Upfront cash ≈ HK$39.69M (deposit + AVD stamp duty HK$3,109,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,604
−HK$10,027/mo
▼ 0.25% · 3.875%
HK$190,582
−HK$5,049/mo
Today · 4.125%
HK$195,631
baseline
▲ 0.50% · 4.625%
HK$205,943
+HK$10,312/mo
Deposit HK$36.58M · loan HK$36.58M · min. income ≈ HK$391,262/mo (50% DSR)
Upfront cash ≈ HK$39.69M (deposit + AVD stamp duty HK$3,109,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,204
−HK$12,554/mo
▼ 0.25% · 3.875%
HK$206,431
−HK$6,327/mo
Today · 4.125%
HK$212,758
baseline
▲ 0.50% · 4.625%
HK$225,704
+HK$12,946/mo
Deposit HK$29.27M · loan HK$43.90M · min. income ≈ HK$425,516/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$3,109,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,725
−HK$12,033/mo
▼ 0.25% · 3.875%
HK$228,698
−HK$6,060/mo
Today · 4.125%
HK$234,758
baseline
▲ 0.50% · 4.625%
HK$247,132
+HK$12,374/mo
Deposit HK$29.27M · loan HK$43.90M · min. income ≈ HK$469,516/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$3,109,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,571
−HK$14,647/mo
▼ 0.25% · 3.875%
HK$240,836
−HK$7,382/mo
Today · 4.125%
HK$248,218
baseline
▲ 0.50% · 4.625%
HK$263,321
+HK$15,103/mo
Deposit HK$21.95M · loan HK$51.22M · min. income ≈ HK$496,436/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$3,109,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,845
−HK$14,039/mo
▼ 0.25% · 3.875%
HK$266,814
−HK$7,070/mo
Today · 4.125%
HK$273,884
baseline
▲ 0.50% · 4.625%
HK$288,321
+HK$14,437/mo
Deposit HK$21.95M · loan HK$51.22M · min. income ≈ HK$547,768/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$3,109,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,306
−HK$18,831/mo
▼ 0.25% · 3.875%
HK$309,647
−HK$9,490/mo
Today · 4.125%
HK$319,137
baseline
▲ 0.50% · 4.625%
HK$338,556
+HK$19,419/mo
Deposit HK$7.32M · loan HK$65.85M · min. income ≈ HK$638,274/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$3,109,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,087
−HK$18,050/mo
▼ 0.25% · 3.875%
HK$343,047
−HK$9,090/mo
Today · 4.125%
HK$352,137
baseline
▲ 0.50% · 4.625%
HK$370,698
+HK$18,561/mo
Deposit HK$7.32M · loan HK$65.85M · min. income ≈ HK$704,274/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$3,109,540 · Scale 2, in force from 26 Feb 2026)