LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,843
−HK$10,463/mo
▼ 0.25% · 3.875%
HK$172,033
−HK$5,273/mo
Today · 4.125%
HK$177,306
baseline
▲ 0.50% · 4.625%
HK$188,095
+HK$10,789/mo
Deposit HK$36.58M · loan HK$36.58M · min. income ≈ HK$354,612/mo (50% DSR)
Upfront cash ≈ HK$39.69M (deposit + AVD stamp duty HK$3,109,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,612
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$190,590
−HK$5,050/mo
Today · 4.125%
HK$195,640
baseline
▲ 0.50% · 4.625%
HK$205,952
+HK$10,312/mo
Deposit HK$36.58M · loan HK$36.58M · min. income ≈ HK$391,280/mo (50% DSR)
Upfront cash ≈ HK$39.69M (deposit + AVD stamp duty HK$3,109,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,212
−HK$12,555/mo
▼ 0.25% · 3.875%
HK$206,440
−HK$6,327/mo
Today · 4.125%
HK$212,767
baseline
▲ 0.50% · 4.625%
HK$225,713
+HK$12,946/mo
Deposit HK$29.27M · loan HK$43.90M · min. income ≈ HK$425,534/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$3,109,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,734
−HK$12,033/mo
▼ 0.25% · 3.875%
HK$228,707
−HK$6,060/mo
Today · 4.125%
HK$234,767
baseline
▲ 0.50% · 4.625%
HK$247,142
+HK$12,375/mo
Deposit HK$29.27M · loan HK$43.90M · min. income ≈ HK$469,534/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$3,109,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,581
−HK$14,647/mo
▼ 0.25% · 3.875%
HK$240,846
−HK$7,382/mo
Today · 4.125%
HK$248,228
baseline
▲ 0.50% · 4.625%
HK$263,332
+HK$15,104/mo
Deposit HK$21.95M · loan HK$51.22M · min. income ≈ HK$496,456/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$3,109,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,856
−HK$14,039/mo
▼ 0.25% · 3.875%
HK$266,825
−HK$7,070/mo
Today · 4.125%
HK$273,895
baseline
▲ 0.50% · 4.625%
HK$288,333
+HK$14,438/mo
Deposit HK$21.95M · loan HK$51.22M · min. income ≈ HK$547,790/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$3,109,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,318
−HK$18,833/mo
▼ 0.25% · 3.875%
HK$309,660
−HK$9,491/mo
Today · 4.125%
HK$319,151
baseline
▲ 0.50% · 4.625%
HK$338,570
+HK$19,419/mo
Deposit HK$7.32M · loan HK$65.85M · min. income ≈ HK$638,302/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$3,109,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,101
−HK$18,050/mo
▼ 0.25% · 3.875%
HK$343,061
−HK$9,090/mo
Today · 4.125%
HK$352,151
baseline
▲ 0.50% · 4.625%
HK$370,714
+HK$18,563/mo
Deposit HK$7.32M · loan HK$65.85M · min. income ≈ HK$704,302/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$3,109,669 · Scale 2, in force from 26 Feb 2026)