LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,862
−HK$10,464/mo
▼ 0.25% · 3.875%
HK$172,052
−HK$5,274/mo
Today · 4.125%
HK$177,326
baseline
▲ 0.50% · 4.625%
HK$188,115
+HK$10,789/mo
Deposit HK$36.59M · loan HK$36.59M · min. income ≈ HK$354,652/mo (50% DSR)
Upfront cash ≈ HK$39.70M (deposit + AVD stamp duty HK$3,110,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,632
−HK$10,029/mo
▼ 0.25% · 3.875%
HK$190,611
−HK$5,050/mo
Today · 4.125%
HK$195,661
baseline
▲ 0.50% · 4.625%
HK$205,975
+HK$10,314/mo
Deposit HK$36.59M · loan HK$36.59M · min. income ≈ HK$391,322/mo (50% DSR)
Upfront cash ≈ HK$39.70M (deposit + AVD stamp duty HK$3,110,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,234
−HK$12,557/mo
▼ 0.25% · 3.875%
HK$206,463
−HK$6,328/mo
Today · 4.125%
HK$212,791
baseline
▲ 0.50% · 4.625%
HK$225,738
+HK$12,947/mo
Deposit HK$29.27M · loan HK$43.91M · min. income ≈ HK$425,582/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$3,110,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,759
−HK$12,035/mo
▼ 0.25% · 3.875%
HK$228,733
−HK$6,061/mo
Today · 4.125%
HK$234,794
baseline
▲ 0.50% · 4.625%
HK$247,170
+HK$12,376/mo
Deposit HK$29.27M · loan HK$43.91M · min. income ≈ HK$469,588/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$3,110,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,607
−HK$14,649/mo
▼ 0.25% · 3.875%
HK$240,873
−HK$7,383/mo
Today · 4.125%
HK$248,256
baseline
▲ 0.50% · 4.625%
HK$263,362
+HK$15,106/mo
Deposit HK$21.95M · loan HK$51.22M · min. income ≈ HK$496,512/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$3,110,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,885
−HK$14,041/mo
▼ 0.25% · 3.875%
HK$266,855
−HK$7,071/mo
Today · 4.125%
HK$273,926
baseline
▲ 0.50% · 4.625%
HK$288,365
+HK$14,439/mo
Deposit HK$21.95M · loan HK$51.22M · min. income ≈ HK$547,852/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$3,110,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,351
−HK$18,835/mo
▼ 0.25% · 3.875%
HK$309,694
−HK$9,492/mo
Today · 4.125%
HK$319,186
baseline
▲ 0.50% · 4.625%
HK$338,608
+HK$19,422/mo
Deposit HK$7.32M · loan HK$65.86M · min. income ≈ HK$638,372/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$3,110,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,138
−HK$18,052/mo
▼ 0.25% · 3.875%
HK$343,099
−HK$9,091/mo
Today · 4.125%
HK$352,190
baseline
▲ 0.50% · 4.625%
HK$370,755
+HK$18,565/mo
Deposit HK$7.32M · loan HK$65.86M · min. income ≈ HK$704,380/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$3,110,014 · Scale 2, in force from 26 Feb 2026)