LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,694
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,213
−HK$527/mo
Today · 4.125%
HK$17,740
baseline
▲ 0.50% · 4.625%
HK$18,820
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,480/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,571
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,070
−HK$505/mo
Today · 4.125%
HK$19,575
baseline
▲ 0.50% · 4.625%
HK$20,607
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,150/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,032
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,655
−HK$634/mo
Today · 4.125%
HK$21,289
baseline
▲ 0.50% · 4.625%
HK$22,584
+HK$1,295/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,578/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,286
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,883
−HK$607/mo
Today · 4.125%
HK$23,490
baseline
▲ 0.50% · 4.625%
HK$24,728
+HK$1,238/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,980/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,371
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,098
−HK$739/mo
Today · 4.125%
HK$24,837
baseline
▲ 0.50% · 4.625%
HK$26,348
+HK$1,511/mo
Deposit HK$2.20M · loan HK$5.12M · min. income ≈ HK$49,674/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,000
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,697
−HK$708/mo
Today · 4.125%
HK$27,405
baseline
▲ 0.50% · 4.625%
HK$28,849
+HK$1,444/mo
Deposit HK$2.20M · loan HK$5.12M · min. income ≈ HK$54,810/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,049
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,983
−HK$950/mo
Today · 4.125%
HK$31,933
baseline
▲ 0.50% · 4.625%
HK$33,876
+HK$1,943/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,866/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,429
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,325
−HK$910/mo
Today · 4.125%
HK$35,235
baseline
▲ 0.50% · 4.625%
HK$37,092
+HK$1,857/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,470/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,629 · Scale 2, in force from 26 Feb 2026)