LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,942
−HK$10,469/mo
▼ 0.25% · 3.875%
HK$172,135
−HK$5,276/mo
Today · 4.125%
HK$177,411
baseline
▲ 0.50% · 4.625%
HK$188,206
+HK$10,795/mo
Deposit HK$36.61M · loan HK$36.61M · min. income ≈ HK$354,822/mo (50% DSR)
Upfront cash ≈ HK$39.72M (deposit + AVD stamp duty HK$3,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,721
−HK$10,034/mo
▼ 0.25% · 3.875%
HK$190,702
−HK$5,053/mo
Today · 4.125%
HK$195,755
baseline
▲ 0.50% · 4.625%
HK$206,074
+HK$10,319/mo
Deposit HK$36.61M · loan HK$36.61M · min. income ≈ HK$391,510/mo (50% DSR)
Upfront cash ≈ HK$39.72M (deposit + AVD stamp duty HK$3,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,331
−HK$12,562/mo
▼ 0.25% · 3.875%
HK$206,562
−HK$6,331/mo
Today · 4.125%
HK$212,893
baseline
▲ 0.50% · 4.625%
HK$225,847
+HK$12,954/mo
Deposit HK$29.28M · loan HK$43.93M · min. income ≈ HK$425,786/mo (50% DSR)
Upfront cash ≈ HK$32.40M (deposit + AVD stamp duty HK$3,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,866
−HK$12,040/mo
▼ 0.25% · 3.875%
HK$228,843
−HK$6,063/mo
Today · 4.125%
HK$234,906
baseline
▲ 0.50% · 4.625%
HK$247,289
+HK$12,383/mo
Deposit HK$29.28M · loan HK$43.93M · min. income ≈ HK$469,812/mo (50% DSR)
Upfront cash ≈ HK$32.40M (deposit + AVD stamp duty HK$3,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,719
−HK$14,656/mo
▼ 0.25% · 3.875%
HK$240,989
−HK$7,386/mo
Today · 4.125%
HK$248,375
baseline
▲ 0.50% · 4.625%
HK$263,488
+HK$15,113/mo
Deposit HK$21.96M · loan HK$51.25M · min. income ≈ HK$496,750/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$3,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,010
−HK$14,047/mo
▼ 0.25% · 3.875%
HK$266,983
−HK$7,074/mo
Today · 4.125%
HK$274,057
baseline
▲ 0.50% · 4.625%
HK$288,503
+HK$14,446/mo
Deposit HK$21.96M · loan HK$51.25M · min. income ≈ HK$548,114/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$3,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,496
−HK$18,843/mo
▼ 0.25% · 3.875%
HK$309,843
−HK$9,496/mo
Today · 4.125%
HK$319,339
baseline
▲ 0.50% · 4.625%
HK$338,771
+HK$19,432/mo
Deposit HK$7.32M · loan HK$65.89M · min. income ≈ HK$638,678/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$3,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,299
−HK$18,061/mo
▼ 0.25% · 3.875%
HK$343,264
−HK$9,096/mo
Today · 4.125%
HK$352,360
baseline
▲ 0.50% · 4.625%
HK$370,933
+HK$18,573/mo
Deposit HK$7.32M · loan HK$65.89M · min. income ≈ HK$704,720/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$3,111,510 · Scale 2, in force from 26 Feb 2026)