LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,698
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,217
−HK$528/mo
Today · 4.125%
HK$17,745
baseline
▲ 0.50% · 4.625%
HK$18,825
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,490/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,576
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,075
−HK$505/mo
Today · 4.125%
HK$19,580
baseline
▲ 0.50% · 4.625%
HK$20,612
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,160/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,038
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,661
−HK$633/mo
Today · 4.125%
HK$21,294
baseline
▲ 0.50% · 4.625%
HK$22,590
+HK$1,296/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,588/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,292
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,890
−HK$606/mo
Today · 4.125%
HK$23,496
baseline
▲ 0.50% · 4.625%
HK$24,735
+HK$1,239/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,992/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,377
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,104
−HK$739/mo
Today · 4.125%
HK$24,843
baseline
▲ 0.50% · 4.625%
HK$26,355
+HK$1,512/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,686/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,007
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,704
−HK$708/mo
Today · 4.125%
HK$27,412
baseline
▲ 0.50% · 4.625%
HK$28,857
+HK$1,445/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,824/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,057
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,991
−HK$950/mo
Today · 4.125%
HK$31,941
baseline
▲ 0.50% · 4.625%
HK$33,885
+HK$1,944/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,882/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,438
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,334
−HK$910/mo
Today · 4.125%
HK$35,244
baseline
▲ 0.50% · 4.625%
HK$37,102
+HK$1,858/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,488/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,687 · Scale 2, in force from 26 Feb 2026)