LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,699
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,218
−HK$528/mo
Today · 4.125%
HK$17,746
baseline
▲ 0.50% · 4.625%
HK$18,826
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,492/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,577
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,075
−HK$506/mo
Today · 4.125%
HK$19,581
baseline
▲ 0.50% · 4.625%
HK$20,613
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,162/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,038
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,662
−HK$633/mo
Today · 4.125%
HK$21,295
baseline
▲ 0.50% · 4.625%
HK$22,591
+HK$1,296/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,590/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,292
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,890
−HK$607/mo
Today · 4.125%
HK$23,497
baseline
▲ 0.50% · 4.625%
HK$24,735
+HK$1,238/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,994/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,378
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,105
−HK$739/mo
Today · 4.125%
HK$24,844
baseline
▲ 0.50% · 4.625%
HK$26,356
+HK$1,512/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,688/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,008
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,705
−HK$708/mo
Today · 4.125%
HK$27,413
baseline
▲ 0.50% · 4.625%
HK$28,858
+HK$1,445/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,826/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,058
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,992
−HK$950/mo
Today · 4.125%
HK$31,942
baseline
▲ 0.50% · 4.625%
HK$33,886
+HK$1,944/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,884/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,439
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,336
−HK$909/mo
Today · 4.125%
HK$35,245
baseline
▲ 0.50% · 4.625%
HK$37,103
+HK$1,858/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,490/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,695 · Scale 2, in force from 26 Feb 2026)