LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,006
−HK$10,472/mo
▼ 0.25% · 3.875%
HK$172,200
−HK$5,278/mo
Today · 4.125%
HK$177,478
baseline
▲ 0.50% · 4.625%
HK$188,277
+HK$10,799/mo
Deposit HK$36.62M · loan HK$36.62M · min. income ≈ HK$354,956/mo (50% DSR)
Upfront cash ≈ HK$39.73M (deposit + AVD stamp duty HK$3,112,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,792
−HK$10,038/mo
▼ 0.25% · 3.875%
HK$190,775
−HK$5,055/mo
Today · 4.125%
HK$195,830
baseline
▲ 0.50% · 4.625%
HK$206,152
+HK$10,322/mo
Deposit HK$36.62M · loan HK$36.62M · min. income ≈ HK$391,660/mo (50% DSR)
Upfront cash ≈ HK$39.73M (deposit + AVD stamp duty HK$3,112,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,407
−HK$12,567/mo
▼ 0.25% · 3.875%
HK$206,641
−HK$6,333/mo
Today · 4.125%
HK$212,974
baseline
▲ 0.50% · 4.625%
HK$225,933
+HK$12,959/mo
Deposit HK$29.30M · loan HK$43.94M · min. income ≈ HK$425,948/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$3,112,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,950
−HK$12,046/mo
▼ 0.25% · 3.875%
HK$228,930
−HK$6,066/mo
Today · 4.125%
HK$234,996
baseline
▲ 0.50% · 4.625%
HK$247,383
+HK$12,387/mo
Deposit HK$29.30M · loan HK$43.94M · min. income ≈ HK$469,992/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$3,112,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,808
−HK$14,662/mo
▼ 0.25% · 3.875%
HK$241,081
−HK$7,389/mo
Today · 4.125%
HK$248,470
baseline
▲ 0.50% · 4.625%
HK$263,588
+HK$15,118/mo
Deposit HK$21.97M · loan HK$51.27M · min. income ≈ HK$496,940/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$3,112,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,109
−HK$14,053/mo
▼ 0.25% · 3.875%
HK$267,085
−HK$7,077/mo
Today · 4.125%
HK$274,162
baseline
▲ 0.50% · 4.625%
HK$288,613
+HK$14,451/mo
Deposit HK$21.97M · loan HK$51.27M · min. income ≈ HK$548,324/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$3,112,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,610
−HK$18,851/mo
▼ 0.25% · 3.875%
HK$309,961
−HK$9,500/mo
Today · 4.125%
HK$319,461
baseline
▲ 0.50% · 4.625%
HK$338,899
+HK$19,438/mo
Deposit HK$7.32M · loan HK$65.92M · min. income ≈ HK$638,922/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$3,112,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,426
−HK$18,068/mo
▼ 0.25% · 3.875%
HK$343,395
−HK$9,099/mo
Today · 4.125%
HK$352,494
baseline
▲ 0.50% · 4.625%
HK$371,074
+HK$18,580/mo
Deposit HK$7.32M · loan HK$65.92M · min. income ≈ HK$704,988/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$3,112,693 · Scale 2, in force from 26 Feb 2026)