LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,701
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,221
−HK$528/mo
Today · 4.125%
HK$17,749
baseline
▲ 0.50% · 4.625%
HK$18,829
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,498/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,580
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,078
−HK$506/mo
Today · 4.125%
HK$19,584
baseline
▲ 0.50% · 4.625%
HK$20,616
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,168/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,042
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,665
−HK$633/mo
Today · 4.125%
HK$21,298
baseline
▲ 0.50% · 4.625%
HK$22,594
+HK$1,296/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,596/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,296
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,894
−HK$607/mo
Today · 4.125%
HK$23,501
baseline
▲ 0.50% · 4.625%
HK$24,739
+HK$1,238/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$47,002/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,382
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,109
−HK$739/mo
Today · 4.125%
HK$24,848
baseline
▲ 0.50% · 4.625%
HK$26,360
+HK$1,512/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,696/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,012
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,710
−HK$707/mo
Today · 4.125%
HK$27,417
baseline
▲ 0.50% · 4.625%
HK$28,863
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,834/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,062
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,997
−HK$950/mo
Today · 4.125%
HK$31,947
baseline
▲ 0.50% · 4.625%
HK$33,891
+HK$1,944/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,894/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,444
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,341
−HK$910/mo
Today · 4.125%
HK$35,251
baseline
▲ 0.50% · 4.625%
HK$37,109
+HK$1,858/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,502/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,729 · Scale 2, in force from 26 Feb 2026)