LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,702
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,221
−HK$528/mo
Today · 4.125%
HK$17,749
baseline
▲ 0.50% · 4.625%
HK$18,829
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,498/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,580
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,079
−HK$505/mo
Today · 4.125%
HK$19,584
baseline
▲ 0.50% · 4.625%
HK$20,616
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,168/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,042
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,665
−HK$634/mo
Today · 4.125%
HK$21,299
baseline
▲ 0.50% · 4.625%
HK$22,595
+HK$1,296/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,598/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,296
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,894
−HK$607/mo
Today · 4.125%
HK$23,501
baseline
▲ 0.50% · 4.625%
HK$24,740
+HK$1,239/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$47,002/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,382
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,110
−HK$738/mo
Today · 4.125%
HK$24,848
baseline
▲ 0.50% · 4.625%
HK$26,360
+HK$1,512/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,696/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,012
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,710
−HK$708/mo
Today · 4.125%
HK$27,418
baseline
▲ 0.50% · 4.625%
HK$28,863
+HK$1,445/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,836/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,063
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,998
−HK$950/mo
Today · 4.125%
HK$31,948
baseline
▲ 0.50% · 4.625%
HK$33,892
+HK$1,944/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,896/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,445
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,342
−HK$910/mo
Today · 4.125%
HK$35,252
baseline
▲ 0.50% · 4.625%
HK$37,110
+HK$1,858/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,504/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,733 · Scale 2, in force from 26 Feb 2026)