LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,084
−HK$10,478/mo
▼ 0.25% · 3.875%
HK$172,281
−HK$5,281/mo
Today · 4.125%
HK$177,562
baseline
▲ 0.50% · 4.625%
HK$188,366
+HK$10,804/mo
Deposit HK$36.64M · loan HK$36.64M · min. income ≈ HK$355,124/mo (50% DSR)
Upfront cash ≈ HK$39.75M (deposit + AVD stamp duty HK$3,114,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,879
−HK$10,043/mo
▼ 0.25% · 3.875%
HK$190,865
−HK$5,057/mo
Today · 4.125%
HK$195,922
baseline
▲ 0.50% · 4.625%
HK$206,249
+HK$10,327/mo
Deposit HK$36.64M · loan HK$36.64M · min. income ≈ HK$391,844/mo (50% DSR)
Upfront cash ≈ HK$39.75M (deposit + AVD stamp duty HK$3,114,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,501
−HK$12,573/mo
▼ 0.25% · 3.875%
HK$206,738
−HK$6,336/mo
Today · 4.125%
HK$213,074
baseline
▲ 0.50% · 4.625%
HK$226,039
+HK$12,965/mo
Deposit HK$29.31M · loan HK$43.96M · min. income ≈ HK$426,148/mo (50% DSR)
Upfront cash ≈ HK$32.42M (deposit + AVD stamp duty HK$3,114,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,055
−HK$12,051/mo
▼ 0.25% · 3.875%
HK$229,038
−HK$6,068/mo
Today · 4.125%
HK$235,106
baseline
▲ 0.50% · 4.625%
HK$247,499
+HK$12,393/mo
Deposit HK$29.31M · loan HK$43.96M · min. income ≈ HK$470,212/mo (50% DSR)
Upfront cash ≈ HK$32.42M (deposit + AVD stamp duty HK$3,114,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,918
−HK$14,669/mo
▼ 0.25% · 3.875%
HK$241,194
−HK$7,393/mo
Today · 4.125%
HK$248,587
baseline
▲ 0.50% · 4.625%
HK$263,712
+HK$15,125/mo
Deposit HK$21.98M · loan HK$51.29M · min. income ≈ HK$497,174/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$3,114,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,231
−HK$14,060/mo
▼ 0.25% · 3.875%
HK$267,211
−HK$7,080/mo
Today · 4.125%
HK$274,291
baseline
▲ 0.50% · 4.625%
HK$288,749
+HK$14,458/mo
Deposit HK$21.98M · loan HK$51.29M · min. income ≈ HK$548,582/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$3,114,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,752
−HK$18,859/mo
▼ 0.25% · 3.875%
HK$310,107
−HK$9,504/mo
Today · 4.125%
HK$319,611
baseline
▲ 0.50% · 4.625%
HK$339,059
+HK$19,448/mo
Deposit HK$7.33M · loan HK$65.95M · min. income ≈ HK$639,222/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$3,114,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,583
−HK$18,077/mo
▼ 0.25% · 3.875%
HK$343,556
−HK$9,104/mo
Today · 4.125%
HK$352,660
baseline
▲ 0.50% · 4.625%
HK$371,249
+HK$18,589/mo
Deposit HK$7.33M · loan HK$65.95M · min. income ≈ HK$705,320/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$3,114,158 · Scale 2, in force from 26 Feb 2026)