LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,709
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,229
−HK$528/mo
Today · 4.125%
HK$17,757
baseline
▲ 0.50% · 4.625%
HK$18,838
+HK$1,081/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,514/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,589
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,087
−HK$506/mo
Today · 4.125%
HK$19,593
baseline
▲ 0.50% · 4.625%
HK$20,626
+HK$1,033/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,186/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,051
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,675
−HK$633/mo
Today · 4.125%
HK$21,308
baseline
▲ 0.50% · 4.625%
HK$22,605
+HK$1,297/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,616/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,307
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,905
−HK$607/mo
Today · 4.125%
HK$23,512
baseline
▲ 0.50% · 4.625%
HK$24,751
+HK$1,239/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,024/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,393
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,121
−HK$739/mo
Today · 4.125%
HK$24,860
baseline
▲ 0.50% · 4.625%
HK$26,373
+HK$1,513/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,720/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,024
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,722
−HK$708/mo
Today · 4.125%
HK$27,430
baseline
▲ 0.50% · 4.625%
HK$28,876
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,860/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,077
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,012
−HK$951/mo
Today · 4.125%
HK$31,963
baseline
▲ 0.50% · 4.625%
HK$33,908
+HK$1,945/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$63,926/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,460
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,357
−HK$911/mo
Today · 4.125%
HK$35,268
baseline
▲ 0.50% · 4.625%
HK$37,127
+HK$1,859/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$70,536/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,834 · Scale 2, in force from 26 Feb 2026)