LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,711
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,230
−HK$528/mo
Today · 4.125%
HK$17,758
baseline
▲ 0.50% · 4.625%
HK$18,839
+HK$1,081/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,516/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,590
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,089
−HK$506/mo
Today · 4.125%
HK$19,595
baseline
▲ 0.50% · 4.625%
HK$20,628
+HK$1,033/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,190/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,053
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,676
−HK$634/mo
Today · 4.125%
HK$21,310
baseline
▲ 0.50% · 4.625%
HK$22,607
+HK$1,297/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,620/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,308
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,907
−HK$607/mo
Today · 4.125%
HK$23,514
baseline
▲ 0.50% · 4.625%
HK$24,753
+HK$1,239/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,028/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,395
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,123
−HK$739/mo
Today · 4.125%
HK$24,862
baseline
▲ 0.50% · 4.625%
HK$26,375
+HK$1,513/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,724/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,027
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,725
−HK$708/mo
Today · 4.125%
HK$27,433
baseline
▲ 0.50% · 4.625%
HK$28,879
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,866/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,079
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,015
−HK$950/mo
Today · 4.125%
HK$31,965
baseline
▲ 0.50% · 4.625%
HK$33,910
+HK$1,945/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$63,930/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,463
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,360
−HK$911/mo
Today · 4.125%
HK$35,271
baseline
▲ 0.50% · 4.625%
HK$37,130
+HK$1,859/mo
Deposit HK$733K · loan HK$6.60M · min. income ≈ HK$70,542/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,852 · Scale 2, in force from 26 Feb 2026)