LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,303
−HK$10,492/mo
▼ 0.25% · 3.875%
HK$172,508
−HK$5,287/mo
Today · 4.125%
HK$177,795
baseline
▲ 0.50% · 4.625%
HK$188,613
+HK$10,818/mo
Deposit HK$36.69M · loan HK$36.69M · min. income ≈ HK$355,590/mo (50% DSR)
Upfront cash ≈ HK$39.80M (deposit + AVD stamp duty HK$3,118,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,123
−HK$10,056/mo
▼ 0.25% · 3.875%
HK$191,115
−HK$5,064/mo
Today · 4.125%
HK$196,179
baseline
▲ 0.50% · 4.625%
HK$206,520
+HK$10,341/mo
Deposit HK$36.69M · loan HK$36.69M · min. income ≈ HK$392,358/mo (50% DSR)
Upfront cash ≈ HK$39.80M (deposit + AVD stamp duty HK$3,118,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,764
−HK$12,590/mo
▼ 0.25% · 3.875%
HK$207,009
−HK$6,345/mo
Today · 4.125%
HK$213,354
baseline
▲ 0.50% · 4.625%
HK$226,336
+HK$12,982/mo
Deposit HK$29.35M · loan HK$44.02M · min. income ≈ HK$426,708/mo (50% DSR)
Upfront cash ≈ HK$32.47M (deposit + AVD stamp duty HK$3,118,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,348
−HK$12,067/mo
▼ 0.25% · 3.875%
HK$229,338
−HK$6,077/mo
Today · 4.125%
HK$235,415
baseline
▲ 0.50% · 4.625%
HK$247,824
+HK$12,409/mo
Deposit HK$29.35M · loan HK$44.02M · min. income ≈ HK$470,830/mo (50% DSR)
Upfront cash ≈ HK$32.47M (deposit + AVD stamp duty HK$3,118,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,225
−HK$14,688/mo
▼ 0.25% · 3.875%
HK$241,511
−HK$7,402/mo
Today · 4.125%
HK$248,913
baseline
▲ 0.50% · 4.625%
HK$264,058
+HK$15,145/mo
Deposit HK$22.01M · loan HK$51.36M · min. income ≈ HK$497,826/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$3,118,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,573
−HK$14,078/mo
▼ 0.25% · 3.875%
HK$267,561
−HK$7,090/mo
Today · 4.125%
HK$274,651
baseline
▲ 0.50% · 4.625%
HK$289,128
+HK$14,477/mo
Deposit HK$22.01M · loan HK$51.36M · min. income ≈ HK$549,302/mo (50% DSR)
Upfront cash ≈ HK$25.13M (deposit + AVD stamp duty HK$3,118,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,146
−HK$18,885/mo
▼ 0.25% · 3.875%
HK$310,514
−HK$9,517/mo
Today · 4.125%
HK$320,031
baseline
▲ 0.50% · 4.625%
HK$339,504
+HK$19,473/mo
Deposit HK$7.34M · loan HK$66.03M · min. income ≈ HK$640,062/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$3,118,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,022
−HK$18,100/mo
▼ 0.25% · 3.875%
HK$344,007
−HK$9,115/mo
Today · 4.125%
HK$353,122
baseline
▲ 0.50% · 4.625%
HK$371,736
+HK$18,614/mo
Deposit HK$7.34M · loan HK$66.03M · min. income ≈ HK$706,244/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$3,118,244 · Scale 2, in force from 26 Feb 2026)