LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,730
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,251
−HK$529/mo
Today · 4.125%
HK$17,780
baseline
▲ 0.50% · 4.625%
HK$18,861
+HK$1,081/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,560/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,612
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,112
−HK$506/mo
Today · 4.125%
HK$19,618
baseline
▲ 0.50% · 4.625%
HK$20,652
+HK$1,034/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,236/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,077
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,701
−HK$634/mo
Today · 4.125%
HK$21,335
baseline
▲ 0.50% · 4.625%
HK$22,634
+HK$1,299/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,670/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$220,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,335
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,934
−HK$608/mo
Today · 4.125%
HK$23,542
baseline
▲ 0.50% · 4.625%
HK$24,783
+HK$1,241/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,084/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$220,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,423
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,151
−HK$740/mo
Today · 4.125%
HK$24,891
baseline
▲ 0.50% · 4.625%
HK$26,406
+HK$1,515/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,782/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,057
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,756
−HK$709/mo
Today · 4.125%
HK$27,465
baseline
▲ 0.50% · 4.625%
HK$28,913
+HK$1,448/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,930/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,115
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,052
−HK$951/mo
Today · 4.125%
HK$32,003
baseline
▲ 0.50% · 4.625%
HK$33,951
+HK$1,948/mo
Deposit HK$734K · loan HK$6.60M · min. income ≈ HK$64,006/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,502
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,401
−HK$911/mo
Today · 4.125%
HK$35,312
baseline
▲ 0.50% · 4.625%
HK$37,174
+HK$1,862/mo
Deposit HK$734K · loan HK$6.60M · min. income ≈ HK$70,624/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,113 · Scale 2, in force from 26 Feb 2026)