LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,731
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,252
−HK$529/mo
Today · 4.125%
HK$17,781
baseline
▲ 0.50% · 4.625%
HK$18,863
+HK$1,082/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,562/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,614
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,113
−HK$506/mo
Today · 4.125%
HK$19,619
baseline
▲ 0.50% · 4.625%
HK$20,653
+HK$1,034/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,238/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,078
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,702
−HK$635/mo
Today · 4.125%
HK$21,337
baseline
▲ 0.50% · 4.625%
HK$22,635
+HK$1,298/mo
Deposit HK$2.94M · loan HK$4.40M · min. income ≈ HK$42,674/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,336
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,935
−HK$608/mo
Today · 4.125%
HK$23,543
baseline
▲ 0.50% · 4.625%
HK$24,784
+HK$1,241/mo
Deposit HK$2.94M · loan HK$4.40M · min. income ≈ HK$47,086/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,424
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,153
−HK$740/mo
Today · 4.125%
HK$24,893
baseline
▲ 0.50% · 4.625%
HK$26,408
+HK$1,515/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,786/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,059
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,758
−HK$709/mo
Today · 4.125%
HK$27,467
baseline
▲ 0.50% · 4.625%
HK$28,915
+HK$1,448/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,934/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,117
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,053
−HK$952/mo
Today · 4.125%
HK$32,005
baseline
▲ 0.50% · 4.625%
HK$33,953
+HK$1,948/mo
Deposit HK$734K · loan HK$6.60M · min. income ≈ HK$64,010/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,504
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,403
−HK$911/mo
Today · 4.125%
HK$35,314
baseline
▲ 0.50% · 4.625%
HK$37,176
+HK$1,862/mo
Deposit HK$734K · loan HK$6.60M · min. income ≈ HK$70,628/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,126 · Scale 2, in force from 26 Feb 2026)