LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,358
−HK$10,495/mo
▼ 0.25% · 3.875%
HK$172,564
−HK$5,289/mo
Today · 4.125%
HK$177,853
baseline
▲ 0.50% · 4.625%
HK$188,674
+HK$10,821/mo
Deposit HK$36.70M · loan HK$36.70M · min. income ≈ HK$355,706/mo (50% DSR)
Upfront cash ≈ HK$39.82M (deposit + AVD stamp duty HK$3,119,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,184
−HK$10,059/mo
▼ 0.25% · 3.875%
HK$191,177
−HK$5,066/mo
Today · 4.125%
HK$196,243
baseline
▲ 0.50% · 4.625%
HK$206,587
+HK$10,344/mo
Deposit HK$36.70M · loan HK$36.70M · min. income ≈ HK$392,486/mo (50% DSR)
Upfront cash ≈ HK$39.82M (deposit + AVD stamp duty HK$3,119,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,829
−HK$12,594/mo
▼ 0.25% · 3.875%
HK$207,076
−HK$6,347/mo
Today · 4.125%
HK$213,423
baseline
▲ 0.50% · 4.625%
HK$226,409
+HK$12,986/mo
Deposit HK$29.36M · loan HK$44.04M · min. income ≈ HK$426,846/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$3,119,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,421
−HK$12,070/mo
▼ 0.25% · 3.875%
HK$229,413
−HK$6,078/mo
Today · 4.125%
HK$235,491
baseline
▲ 0.50% · 4.625%
HK$247,904
+HK$12,413/mo
Deposit HK$29.36M · loan HK$44.04M · min. income ≈ HK$470,982/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$3,119,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,301
−HK$14,693/mo
▼ 0.25% · 3.875%
HK$241,589
−HK$7,405/mo
Today · 4.125%
HK$248,994
baseline
▲ 0.50% · 4.625%
HK$264,144
+HK$15,150/mo
Deposit HK$22.02M · loan HK$51.38M · min. income ≈ HK$497,988/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$3,119,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,657
−HK$14,083/mo
▼ 0.25% · 3.875%
HK$267,648
−HK$7,092/mo
Today · 4.125%
HK$274,740
baseline
▲ 0.50% · 4.625%
HK$289,222
+HK$14,482/mo
Deposit HK$22.02M · loan HK$51.38M · min. income ≈ HK$549,480/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$3,119,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,244
−HK$18,891/mo
▼ 0.25% · 3.875%
HK$310,614
−HK$9,521/mo
Today · 4.125%
HK$320,135
baseline
▲ 0.50% · 4.625%
HK$339,614
+HK$19,479/mo
Deposit HK$7.34M · loan HK$66.05M · min. income ≈ HK$640,270/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$3,119,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,131
−HK$18,106/mo
▼ 0.25% · 3.875%
HK$344,119
−HK$9,118/mo
Today · 4.125%
HK$353,237
baseline
▲ 0.50% · 4.625%
HK$371,857
+HK$18,620/mo
Deposit HK$7.34M · loan HK$66.05M · min. income ≈ HK$706,474/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$3,119,257 · Scale 2, in force from 26 Feb 2026)