LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,365
−HK$10,496/mo
▼ 0.25% · 3.875%
HK$172,571
−HK$5,290/mo
Today · 4.125%
HK$177,861
baseline
▲ 0.50% · 4.625%
HK$188,683
+HK$10,822/mo
Deposit HK$36.70M · loan HK$36.70M · min. income ≈ HK$355,722/mo (50% DSR)
Upfront cash ≈ HK$39.82M (deposit + AVD stamp duty HK$3,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,192
−HK$10,060/mo
▼ 0.25% · 3.875%
HK$191,186
−HK$5,066/mo
Today · 4.125%
HK$196,252
baseline
▲ 0.50% · 4.625%
HK$206,596
+HK$10,344/mo
Deposit HK$36.70M · loan HK$36.70M · min. income ≈ HK$392,504/mo (50% DSR)
Upfront cash ≈ HK$39.82M (deposit + AVD stamp duty HK$3,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,839
−HK$12,594/mo
▼ 0.25% · 3.875%
HK$207,086
−HK$6,347/mo
Today · 4.125%
HK$213,433
baseline
▲ 0.50% · 4.625%
HK$226,420
+HK$12,987/mo
Deposit HK$29.36M · loan HK$44.04M · min. income ≈ HK$426,866/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$3,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,431
−HK$12,071/mo
▼ 0.25% · 3.875%
HK$229,423
−HK$6,079/mo
Today · 4.125%
HK$235,502
baseline
▲ 0.50% · 4.625%
HK$247,916
+HK$12,414/mo
Deposit HK$29.36M · loan HK$44.04M · min. income ≈ HK$471,004/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$3,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,312
−HK$14,693/mo
▼ 0.25% · 3.875%
HK$241,600
−HK$7,405/mo
Today · 4.125%
HK$249,005
baseline
▲ 0.50% · 4.625%
HK$264,156
+HK$15,151/mo
Deposit HK$22.02M · loan HK$51.38M · min. income ≈ HK$498,010/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$3,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,669
−HK$14,083/mo
▼ 0.25% · 3.875%
HK$267,660
−HK$7,092/mo
Today · 4.125%
HK$274,752
baseline
▲ 0.50% · 4.625%
HK$289,235
+HK$14,483/mo
Deposit HK$22.02M · loan HK$51.38M · min. income ≈ HK$549,504/mo (50% DSR)
Upfront cash ≈ HK$25.14M (deposit + AVD stamp duty HK$3,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,258
−HK$18,891/mo
▼ 0.25% · 3.875%
HK$310,629
−HK$9,520/mo
Today · 4.125%
HK$320,149
baseline
▲ 0.50% · 4.625%
HK$339,630
+HK$19,481/mo
Deposit HK$7.34M · loan HK$66.06M · min. income ≈ HK$640,298/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$3,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,146
−HK$18,107/mo
▼ 0.25% · 3.875%
HK$344,135
−HK$9,118/mo
Today · 4.125%
HK$353,253
baseline
▲ 0.50% · 4.625%
HK$371,874
+HK$18,621/mo
Deposit HK$7.34M · loan HK$66.06M · min. income ≈ HK$706,506/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$3,119,400 · Scale 2, in force from 26 Feb 2026)