LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,741
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,262
−HK$529/mo
Today · 4.125%
HK$17,791
baseline
▲ 0.50% · 4.625%
HK$18,873
+HK$1,082/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,582/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,624
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,123
−HK$507/mo
Today · 4.125%
HK$19,630
baseline
▲ 0.50% · 4.625%
HK$20,665
+HK$1,035/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,260/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,089
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,714
−HK$635/mo
Today · 4.125%
HK$21,349
baseline
▲ 0.50% · 4.625%
HK$22,648
+HK$1,299/mo
Deposit HK$2.94M · loan HK$4.40M · min. income ≈ HK$42,698/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,349
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,948
−HK$608/mo
Today · 4.125%
HK$23,556
baseline
▲ 0.50% · 4.625%
HK$24,798
+HK$1,242/mo
Deposit HK$2.94M · loan HK$4.40M · min. income ≈ HK$47,112/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,437
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,166
−HK$741/mo
Today · 4.125%
HK$24,907
baseline
▲ 0.50% · 4.625%
HK$26,422
+HK$1,515/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,814/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,074
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,773
−HK$709/mo
Today · 4.125%
HK$27,482
baseline
▲ 0.50% · 4.625%
HK$28,931
+HK$1,449/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,964/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,133
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,071
−HK$952/mo
Today · 4.125%
HK$32,023
baseline
▲ 0.50% · 4.625%
HK$33,972
+HK$1,949/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,046/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,523
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,422
−HK$912/mo
Today · 4.125%
HK$35,334
baseline
▲ 0.50% · 4.625%
HK$37,197
+HK$1,863/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$70,668/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,249 · Scale 2, in force from 26 Feb 2026)