LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,741
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,262
−HK$529/mo
Today · 4.125%
HK$17,791
baseline
▲ 0.50% · 4.625%
HK$18,873
+HK$1,082/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,582/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,624
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,124
−HK$507/mo
Today · 4.125%
HK$19,631
baseline
▲ 0.50% · 4.625%
HK$20,665
+HK$1,034/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,262/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,089
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,714
−HK$635/mo
Today · 4.125%
HK$21,349
baseline
▲ 0.50% · 4.625%
HK$22,648
+HK$1,299/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,698/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,349
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,949
−HK$608/mo
Today · 4.125%
HK$23,557
baseline
▲ 0.50% · 4.625%
HK$24,798
+HK$1,241/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,114/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,438
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,167
−HK$740/mo
Today · 4.125%
HK$24,907
baseline
▲ 0.50% · 4.625%
HK$26,423
+HK$1,516/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,814/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,074
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,773
−HK$710/mo
Today · 4.125%
HK$27,483
baseline
▲ 0.50% · 4.625%
HK$28,931
+HK$1,448/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,966/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,134
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,071
−HK$953/mo
Today · 4.125%
HK$32,024
baseline
▲ 0.50% · 4.625%
HK$33,972
+HK$1,948/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,048/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,524
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,423
−HK$912/mo
Today · 4.125%
HK$35,335
baseline
▲ 0.50% · 4.625%
HK$37,197
+HK$1,862/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$70,670/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,253 · Scale 2, in force from 26 Feb 2026)