LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,425
−HK$10,499/mo
▼ 0.25% · 3.875%
HK$172,633
−HK$5,291/mo
Today · 4.125%
HK$177,924
baseline
▲ 0.50% · 4.625%
HK$188,751
+HK$10,827/mo
Deposit HK$36.71M · loan HK$36.71M · min. income ≈ HK$355,848/mo (50% DSR)
Upfront cash ≈ HK$39.83M (deposit + AVD stamp duty HK$3,120,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,259
−HK$10,063/mo
▼ 0.25% · 3.875%
HK$191,254
−HK$5,068/mo
Today · 4.125%
HK$196,322
baseline
▲ 0.50% · 4.625%
HK$206,670
+HK$10,348/mo
Deposit HK$36.71M · loan HK$36.71M · min. income ≈ HK$392,644/mo (50% DSR)
Upfront cash ≈ HK$39.83M (deposit + AVD stamp duty HK$3,120,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,910
−HK$12,599/mo
▼ 0.25% · 3.875%
HK$207,160
−HK$6,349/mo
Today · 4.125%
HK$213,509
baseline
▲ 0.50% · 4.625%
HK$226,501
+HK$12,992/mo
Deposit HK$29.37M · loan HK$44.05M · min. income ≈ HK$427,018/mo (50% DSR)
Upfront cash ≈ HK$32.49M (deposit + AVD stamp duty HK$3,120,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,511
−HK$12,075/mo
▼ 0.25% · 3.875%
HK$229,505
−HK$6,081/mo
Today · 4.125%
HK$235,586
baseline
▲ 0.50% · 4.625%
HK$248,004
+HK$12,418/mo
Deposit HK$29.37M · loan HK$44.05M · min. income ≈ HK$471,172/mo (50% DSR)
Upfront cash ≈ HK$32.49M (deposit + AVD stamp duty HK$3,120,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,395
−HK$14,699/mo
▼ 0.25% · 3.875%
HK$241,686
−HK$7,408/mo
Today · 4.125%
HK$249,094
baseline
▲ 0.50% · 4.625%
HK$264,251
+HK$15,157/mo
Deposit HK$22.03M · loan HK$51.40M · min. income ≈ HK$498,188/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$3,120,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,762
−HK$14,089/mo
▼ 0.25% · 3.875%
HK$267,756
−HK$7,095/mo
Today · 4.125%
HK$274,851
baseline
▲ 0.50% · 4.625%
HK$289,338
+HK$14,487/mo
Deposit HK$22.03M · loan HK$51.40M · min. income ≈ HK$549,702/mo (50% DSR)
Upfront cash ≈ HK$25.15M (deposit + AVD stamp duty HK$3,120,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,365
−HK$18,899/mo
▼ 0.25% · 3.875%
HK$310,740
−HK$9,524/mo
Today · 4.125%
HK$320,264
baseline
▲ 0.50% · 4.625%
HK$339,751
+HK$19,487/mo
Deposit HK$7.34M · loan HK$66.08M · min. income ≈ HK$640,528/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$3,120,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,266
−HK$18,113/mo
▼ 0.25% · 3.875%
HK$344,258
−HK$9,121/mo
Today · 4.125%
HK$353,379
baseline
▲ 0.50% · 4.625%
HK$372,007
+HK$18,628/mo
Deposit HK$7.34M · loan HK$66.08M · min. income ≈ HK$706,758/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$3,120,515 · Scale 2, in force from 26 Feb 2026)