LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,745
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,266
−HK$529/mo
Today · 4.125%
HK$17,795
baseline
▲ 0.50% · 4.625%
HK$18,878
+HK$1,083/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,590/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,629
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,129
−HK$506/mo
Today · 4.125%
HK$19,635
baseline
▲ 0.50% · 4.625%
HK$20,670
+HK$1,035/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,270/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,094
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,719
−HK$635/mo
Today · 4.125%
HK$21,354
baseline
▲ 0.50% · 4.625%
HK$22,654
+HK$1,300/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,708/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,355
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,954
−HK$609/mo
Today · 4.125%
HK$23,563
baseline
▲ 0.50% · 4.625%
HK$24,805
+HK$1,242/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,126/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,443
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,173
−HK$741/mo
Today · 4.125%
HK$24,914
baseline
▲ 0.50% · 4.625%
HK$26,429
+HK$1,515/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,828/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,081
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,780
−HK$710/mo
Today · 4.125%
HK$27,490
baseline
▲ 0.50% · 4.625%
HK$28,939
+HK$1,449/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,980/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,142
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,079
−HK$953/mo
Today · 4.125%
HK$32,032
baseline
▲ 0.50% · 4.625%
HK$33,981
+HK$1,949/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,064/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,532
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,431
−HK$913/mo
Today · 4.125%
HK$35,344
baseline
▲ 0.50% · 4.625%
HK$37,207
+HK$1,863/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$70,688/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,309 · Scale 2, in force from 26 Feb 2026)