LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,493
−HK$10,503/mo
▼ 0.25% · 3.875%
HK$172,703
−HK$5,293/mo
Today · 4.125%
HK$177,996
baseline
▲ 0.50% · 4.625%
HK$188,827
+HK$10,831/mo
Deposit HK$36.73M · loan HK$36.73M · min. income ≈ HK$355,992/mo (50% DSR)
Upfront cash ≈ HK$39.85M (deposit + AVD stamp duty HK$3,121,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,334
−HK$10,067/mo
▼ 0.25% · 3.875%
HK$191,331
−HK$5,070/mo
Today · 4.125%
HK$196,401
baseline
▲ 0.50% · 4.625%
HK$206,753
+HK$10,352/mo
Deposit HK$36.73M · loan HK$36.73M · min. income ≈ HK$392,802/mo (50% DSR)
Upfront cash ≈ HK$39.85M (deposit + AVD stamp duty HK$3,121,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,991
−HK$12,604/mo
▼ 0.25% · 3.875%
HK$207,243
−HK$6,352/mo
Today · 4.125%
HK$213,595
baseline
▲ 0.50% · 4.625%
HK$226,592
+HK$12,997/mo
Deposit HK$29.38M · loan HK$44.07M · min. income ≈ HK$427,190/mo (50% DSR)
Upfront cash ≈ HK$32.50M (deposit + AVD stamp duty HK$3,121,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,601
−HK$12,080/mo
▼ 0.25% · 3.875%
HK$229,598
−HK$6,083/mo
Today · 4.125%
HK$235,681
baseline
▲ 0.50% · 4.625%
HK$248,104
+HK$12,423/mo
Deposit HK$29.38M · loan HK$44.07M · min. income ≈ HK$471,362/mo (50% DSR)
Upfront cash ≈ HK$32.50M (deposit + AVD stamp duty HK$3,121,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,490
−HK$14,704/mo
▼ 0.25% · 3.875%
HK$241,784
−HK$7,410/mo
Today · 4.125%
HK$249,194
baseline
▲ 0.50% · 4.625%
HK$264,357
+HK$15,163/mo
Deposit HK$22.04M · loan HK$51.42M · min. income ≈ HK$498,388/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$3,121,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,867
−HK$14,094/mo
▼ 0.25% · 3.875%
HK$267,864
−HK$7,097/mo
Today · 4.125%
HK$274,961
baseline
▲ 0.50% · 4.625%
HK$289,455
+HK$14,494/mo
Deposit HK$22.04M · loan HK$51.42M · min. income ≈ HK$549,922/mo (50% DSR)
Upfront cash ≈ HK$25.16M (deposit + AVD stamp duty HK$3,121,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,487
−HK$18,906/mo
▼ 0.25% · 3.875%
HK$310,865
−HK$9,528/mo
Today · 4.125%
HK$320,393
baseline
▲ 0.50% · 4.625%
HK$339,888
+HK$19,495/mo
Deposit HK$7.35M · loan HK$66.11M · min. income ≈ HK$640,786/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$3,121,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,401
−HK$18,121/mo
▼ 0.25% · 3.875%
HK$344,396
−HK$9,126/mo
Today · 4.125%
HK$353,522
baseline
▲ 0.50% · 4.625%
HK$372,156
+HK$18,634/mo
Deposit HK$7.35M · loan HK$66.11M · min. income ≈ HK$707,044/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$3,121,771 · Scale 2, in force from 26 Feb 2026)