LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,753
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,274
−HK$529/mo
Today · 4.125%
HK$17,803
baseline
▲ 0.50% · 4.625%
HK$18,887
+HK$1,084/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,606/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,637
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,137
−HK$507/mo
Today · 4.125%
HK$19,644
baseline
▲ 0.50% · 4.625%
HK$20,680
+HK$1,036/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,288/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,103
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,729
−HK$635/mo
Today · 4.125%
HK$21,364
baseline
▲ 0.50% · 4.625%
HK$22,664
+HK$1,300/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,728/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,365
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,965
−HK$608/mo
Today · 4.125%
HK$23,573
baseline
▲ 0.50% · 4.625%
HK$24,816
+HK$1,243/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,146/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,454
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,183
−HK$742/mo
Today · 4.125%
HK$24,925
baseline
▲ 0.50% · 4.625%
HK$26,441
+HK$1,516/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,850/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,092
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,792
−HK$710/mo
Today · 4.125%
HK$27,502
baseline
▲ 0.50% · 4.625%
HK$28,952
+HK$1,450/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$55,004/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,155
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,093
−HK$953/mo
Today · 4.125%
HK$32,046
baseline
▲ 0.50% · 4.625%
HK$33,996
+HK$1,950/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$64,092/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,547
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,447
−HK$913/mo
Today · 4.125%
HK$35,360
baseline
▲ 0.50% · 4.625%
HK$37,223
+HK$1,863/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$70,720/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,407 · Scale 2, in force from 26 Feb 2026)