LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,754
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,275
−HK$529/mo
Today · 4.125%
HK$17,804
baseline
▲ 0.50% · 4.625%
HK$18,888
+HK$1,084/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,608/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,638
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,138
−HK$507/mo
Today · 4.125%
HK$19,645
baseline
▲ 0.50% · 4.625%
HK$20,681
+HK$1,036/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,290/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,105
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,730
−HK$635/mo
Today · 4.125%
HK$21,365
baseline
▲ 0.50% · 4.625%
HK$22,665
+HK$1,300/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,730/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,366
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,966
−HK$609/mo
Today · 4.125%
HK$23,575
baseline
▲ 0.50% · 4.625%
HK$24,817
+HK$1,242/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,150/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,455
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,185
−HK$741/mo
Today · 4.125%
HK$24,926
baseline
▲ 0.50% · 4.625%
HK$26,443
+HK$1,517/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,852/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,094
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,794
−HK$710/mo
Today · 4.125%
HK$27,504
baseline
▲ 0.50% · 4.625%
HK$28,953
+HK$1,449/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$55,008/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,157
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,095
−HK$953/mo
Today · 4.125%
HK$32,048
baseline
▲ 0.50% · 4.625%
HK$33,998
+HK$1,950/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$64,096/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,549
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,449
−HK$913/mo
Today · 4.125%
HK$35,362
baseline
▲ 0.50% · 4.625%
HK$37,226
+HK$1,864/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$70,724/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,421 · Scale 2, in force from 26 Feb 2026)