LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,756
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,278
−HK$529/mo
Today · 4.125%
HK$17,807
baseline
▲ 0.50% · 4.625%
HK$18,891
+HK$1,084/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,614/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,641
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,141
−HK$507/mo
Today · 4.125%
HK$19,648
baseline
▲ 0.50% · 4.625%
HK$20,684
+HK$1,036/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,296/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,108
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,733
−HK$635/mo
Today · 4.125%
HK$21,368
baseline
▲ 0.50% · 4.625%
HK$22,669
+HK$1,301/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,736/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,369
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,969
−HK$609/mo
Today · 4.125%
HK$23,578
baseline
▲ 0.50% · 4.625%
HK$24,821
+HK$1,243/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,156/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,459
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,189
−HK$741/mo
Today · 4.125%
HK$24,930
baseline
▲ 0.50% · 4.625%
HK$26,447
+HK$1,517/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,860/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,098
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,798
−HK$710/mo
Today · 4.125%
HK$27,508
baseline
▲ 0.50% · 4.625%
HK$28,958
+HK$1,450/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$55,016/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,161
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,100
−HK$953/mo
Today · 4.125%
HK$32,053
baseline
▲ 0.50% · 4.625%
HK$34,003
+HK$1,950/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$64,106/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,554
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,454
−HK$913/mo
Today · 4.125%
HK$35,367
baseline
▲ 0.50% · 4.625%
HK$37,231
+HK$1,864/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$70,734/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,453 · Scale 2, in force from 26 Feb 2026)