LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,762
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,283
−HK$530/mo
Today · 4.125%
HK$17,813
baseline
▲ 0.50% · 4.625%
HK$18,897
+HK$1,084/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,626/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,647
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,147
−HK$508/mo
Today · 4.125%
HK$19,655
baseline
▲ 0.50% · 4.625%
HK$20,691
+HK$1,036/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,310/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,114
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,740
−HK$635/mo
Today · 4.125%
HK$21,375
baseline
▲ 0.50% · 4.625%
HK$22,676
+HK$1,301/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,750/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,376
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,977
−HK$608/mo
Today · 4.125%
HK$23,585
baseline
▲ 0.50% · 4.625%
HK$24,829
+HK$1,244/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,170/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,466
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,196
−HK$742/mo
Today · 4.125%
HK$24,938
baseline
▲ 0.50% · 4.625%
HK$26,455
+HK$1,517/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,876/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,106
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,806
−HK$710/mo
Today · 4.125%
HK$27,516
baseline
▲ 0.50% · 4.625%
HK$28,967
+HK$1,451/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,032/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,171
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,109
−HK$954/mo
Today · 4.125%
HK$32,063
baseline
▲ 0.50% · 4.625%
HK$34,014
+HK$1,951/mo
Deposit HK$735K · loan HK$6.62M · min. income ≈ HK$64,126/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,565
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,465
−HK$913/mo
Today · 4.125%
HK$35,378
baseline
▲ 0.50% · 4.625%
HK$37,243
+HK$1,865/mo
Deposit HK$735K · loan HK$6.62M · min. income ≈ HK$70,756/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,523 · Scale 2, in force from 26 Feb 2026)