LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,638
−HK$10,512/mo
▼ 0.25% · 3.875%
HK$172,852
−HK$5,298/mo
Today · 4.125%
HK$178,150
baseline
▲ 0.50% · 4.625%
HK$188,990
+HK$10,840/mo
Deposit HK$36.76M · loan HK$36.76M · min. income ≈ HK$356,300/mo (50% DSR)
Upfront cash ≈ HK$39.88M (deposit + AVD stamp duty HK$3,124,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,496
−HK$10,075/mo
▼ 0.25% · 3.875%
HK$191,497
−HK$5,074/mo
Today · 4.125%
HK$196,571
baseline
▲ 0.50% · 4.625%
HK$206,933
+HK$10,362/mo
Deposit HK$36.76M · loan HK$36.76M · min. income ≈ HK$393,142/mo (50% DSR)
Upfront cash ≈ HK$39.88M (deposit + AVD stamp duty HK$3,124,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,166
−HK$12,614/mo
▼ 0.25% · 3.875%
HK$207,423
−HK$6,357/mo
Today · 4.125%
HK$213,780
baseline
▲ 0.50% · 4.625%
HK$226,788
+HK$13,008/mo
Deposit HK$29.41M · loan HK$44.11M · min. income ≈ HK$427,560/mo (50% DSR)
Upfront cash ≈ HK$32.53M (deposit + AVD stamp duty HK$3,124,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,795
−HK$12,091/mo
▼ 0.25% · 3.875%
HK$229,797
−HK$6,089/mo
Today · 4.125%
HK$235,886
baseline
▲ 0.50% · 4.625%
HK$248,319
+HK$12,433/mo
Deposit HK$29.41M · loan HK$44.11M · min. income ≈ HK$471,772/mo (50% DSR)
Upfront cash ≈ HK$32.53M (deposit + AVD stamp duty HK$3,124,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,693
−HK$14,717/mo
▼ 0.25% · 3.875%
HK$241,993
−HK$7,417/mo
Today · 4.125%
HK$249,410
baseline
▲ 0.50% · 4.625%
HK$264,587
+HK$15,177/mo
Deposit HK$22.06M · loan HK$51.46M · min. income ≈ HK$498,820/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$3,124,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,094
−HK$14,106/mo
▼ 0.25% · 3.875%
HK$268,096
−HK$7,104/mo
Today · 4.125%
HK$275,200
baseline
▲ 0.50% · 4.625%
HK$289,706
+HK$14,506/mo
Deposit HK$22.06M · loan HK$51.46M · min. income ≈ HK$550,400/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$3,124,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,748
−HK$18,923/mo
▼ 0.25% · 3.875%
HK$311,134
−HK$9,537/mo
Today · 4.125%
HK$320,671
baseline
▲ 0.50% · 4.625%
HK$340,183
+HK$19,512/mo
Deposit HK$7.35M · loan HK$66.17M · min. income ≈ HK$641,342/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$3,124,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,692
−HK$18,136/mo
▼ 0.25% · 3.875%
HK$344,695
−HK$9,133/mo
Today · 4.125%
HK$353,828
baseline
▲ 0.50% · 4.625%
HK$372,479
+HK$18,651/mo
Deposit HK$7.35M · loan HK$66.17M · min. income ≈ HK$707,656/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$3,124,479 · Scale 2, in force from 26 Feb 2026)