LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,764
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,286
−HK$530/mo
Today · 4.125%
HK$17,816
baseline
▲ 0.50% · 4.625%
HK$18,900
+HK$1,084/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,632/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,650
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,150
−HK$508/mo
Today · 4.125%
HK$19,658
baseline
▲ 0.50% · 4.625%
HK$20,694
+HK$1,036/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,316/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,117
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,743
−HK$636/mo
Today · 4.125%
HK$21,379
baseline
▲ 0.50% · 4.625%
HK$22,680
+HK$1,301/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,758/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,380
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,980
−HK$609/mo
Today · 4.125%
HK$23,589
baseline
▲ 0.50% · 4.625%
HK$24,833
+HK$1,244/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,178/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,470
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,200
−HK$742/mo
Today · 4.125%
HK$24,942
baseline
▲ 0.50% · 4.625%
HK$26,459
+HK$1,517/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,884/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,110
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,810
−HK$711/mo
Today · 4.125%
HK$27,521
baseline
▲ 0.50% · 4.625%
HK$28,972
+HK$1,451/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,042/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,176
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,114
−HK$954/mo
Today · 4.125%
HK$32,068
baseline
▲ 0.50% · 4.625%
HK$34,019
+HK$1,951/mo
Deposit HK$735K · loan HK$6.62M · min. income ≈ HK$64,136/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,570
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,471
−HK$913/mo
Today · 4.125%
HK$35,384
baseline
▲ 0.50% · 4.625%
HK$37,249
+HK$1,865/mo
Deposit HK$735K · loan HK$6.62M · min. income ≈ HK$70,768/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,559 · Scale 2, in force from 26 Feb 2026)