LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,663
−HK$10,514/mo
▼ 0.25% · 3.875%
HK$172,878
−HK$5,299/mo
Today · 4.125%
HK$178,177
baseline
▲ 0.50% · 4.625%
HK$189,019
+HK$10,842/mo
Deposit HK$36.76M · loan HK$36.76M · min. income ≈ HK$356,354/mo (50% DSR)
Upfront cash ≈ HK$39.89M (deposit + AVD stamp duty HK$3,124,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,523
−HK$10,078/mo
▼ 0.25% · 3.875%
HK$191,526
−HK$5,075/mo
Today · 4.125%
HK$196,601
baseline
▲ 0.50% · 4.625%
HK$206,964
+HK$10,363/mo
Deposit HK$36.76M · loan HK$36.76M · min. income ≈ HK$393,202/mo (50% DSR)
Upfront cash ≈ HK$39.89M (deposit + AVD stamp duty HK$3,124,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,196
−HK$12,616/mo
▼ 0.25% · 3.875%
HK$207,454
−HK$6,358/mo
Today · 4.125%
HK$213,812
baseline
▲ 0.50% · 4.625%
HK$226,822
+HK$13,010/mo
Deposit HK$29.41M · loan HK$44.12M · min. income ≈ HK$427,624/mo (50% DSR)
Upfront cash ≈ HK$32.54M (deposit + AVD stamp duty HK$3,124,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,828
−HK$12,093/mo
▼ 0.25% · 3.875%
HK$229,831
−HK$6,090/mo
Today · 4.125%
HK$235,921
baseline
▲ 0.50% · 4.625%
HK$248,357
+HK$12,436/mo
Deposit HK$29.41M · loan HK$44.12M · min. income ≈ HK$471,842/mo (50% DSR)
Upfront cash ≈ HK$32.54M (deposit + AVD stamp duty HK$3,124,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,728
−HK$14,720/mo
▼ 0.25% · 3.875%
HK$242,030
−HK$7,418/mo
Today · 4.125%
HK$249,448
baseline
▲ 0.50% · 4.625%
HK$264,626
+HK$15,178/mo
Deposit HK$22.06M · loan HK$51.47M · min. income ≈ HK$498,896/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$3,124,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,133
−HK$14,108/mo
▼ 0.25% · 3.875%
HK$268,136
−HK$7,105/mo
Today · 4.125%
HK$275,241
baseline
▲ 0.50% · 4.625%
HK$289,749
+HK$14,508/mo
Deposit HK$22.06M · loan HK$51.47M · min. income ≈ HK$550,482/mo (50% DSR)
Upfront cash ≈ HK$25.18M (deposit + AVD stamp duty HK$3,124,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,793
−HK$18,926/mo
▼ 0.25% · 3.875%
HK$311,181
−HK$9,538/mo
Today · 4.125%
HK$320,719
baseline
▲ 0.50% · 4.625%
HK$340,233
+HK$19,514/mo
Deposit HK$7.35M · loan HK$66.18M · min. income ≈ HK$641,438/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$3,124,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,742
−HK$18,139/mo
▼ 0.25% · 3.875%
HK$344,747
−HK$9,134/mo
Today · 4.125%
HK$353,881
baseline
▲ 0.50% · 4.625%
HK$372,535
+HK$18,654/mo
Deposit HK$7.35M · loan HK$66.18M · min. income ≈ HK$707,762/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$3,124,946 · Scale 2, in force from 26 Feb 2026)