LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,769
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,290
−HK$530/mo
Today · 4.125%
HK$17,820
baseline
▲ 0.50% · 4.625%
HK$18,905
+HK$1,085/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,640/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,655
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,155
−HK$508/mo
Today · 4.125%
HK$19,663
baseline
▲ 0.50% · 4.625%
HK$20,699
+HK$1,036/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,326/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,122
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,748
−HK$636/mo
Today · 4.125%
HK$21,384
baseline
▲ 0.50% · 4.625%
HK$22,686
+HK$1,302/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,768/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,386
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,986
−HK$609/mo
Today · 4.125%
HK$23,595
baseline
▲ 0.50% · 4.625%
HK$24,839
+HK$1,244/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,190/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,476
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,206
−HK$742/mo
Today · 4.125%
HK$24,948
baseline
▲ 0.50% · 4.625%
HK$26,466
+HK$1,518/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,896/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,117
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,818
−HK$710/mo
Today · 4.125%
HK$27,528
baseline
▲ 0.50% · 4.625%
HK$28,979
+HK$1,451/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,056/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,184
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,123
−HK$953/mo
Today · 4.125%
HK$32,076
baseline
▲ 0.50% · 4.625%
HK$34,028
+HK$1,952/mo
Deposit HK$735K · loan HK$6.62M · min. income ≈ HK$64,152/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,579
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,480
−HK$913/mo
Today · 4.125%
HK$35,393
baseline
▲ 0.50% · 4.625%
HK$37,259
+HK$1,866/mo
Deposit HK$735K · loan HK$6.62M · min. income ≈ HK$70,786/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,617 · Scale 2, in force from 26 Feb 2026)